Identity, self-esteem , recognition and preferences of ladies customers is founding principal of our newly launched Selective Credit Card which is uniquely designed for ladies customers.

The elite & prestigious Card design reflects the symbol of personality and individuality which is topped with metal plastic to showcase differentiation.

The SELECTIVE Card is coupled with unique & unmatched benefits which are tailored and embedded as key features; selectively for segment and need explicitly.

So be it about Fitness & diet, flowers for special occasions, health & medical checkups, car rentals, home redo, quick transportation services or dine out with family/friends/or office colleagues; your uniqueness, identity is selected by us by offering you a ladies only SELECTIVE Credit Card.

SELECTIVE Card is a high limit fully Sharia compliant Credit Card with a flexible repayment. SELECTIVE Credit Card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1% per month).

Features and Benefits:

• 1% Lowest profit rate in the kingdom On the finance related to your card (APR 12%)
• “MOKAFA’A” program allows you to earn points while purchasing with your card, with various instant redemption options.



Domestic Usage	International Usage	Welcome Points
2 Points per SAR 1	3 Points per SAR 1	75,000 Points when you spend SAR 25,000 within 3 Months

• Buy Now Pay Later:

This Card brings you an ultimate convenience as you can enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in subsequent month(s).

• Easier lifestyle:

24/7 global Concierge services that can assist you with your needs to book flights, hotels, car rental, and events tickets etc. through: Inside KSA 8008443488 / Outside KSA +97143611234

• Luxurious Travel:
• Enjoy access at over 1000 airport lounges globally though LoungeKey Program. For More
• Up to 30% discount on meet and greet at over 500 airport. https://cemea.yqnowgroup.com/
• Exclusive perks with “kiwi collection” (The world’s largest and most diverse and curated collection of luxury hotels) including:
• Automatic room upgrade upon arrival, when available
• Late check-out upon request, when available
• $25 USD food or beverage credit
• Complimentary continental breakfast daily
• Shop Safely
• Purchase protection for lost, stolen or damaged goods purchased using SELECTIVE Credit Card.
• Extended warranty for purchases using your SELECTIVE Credit Card
• Travel Insurance that includes family members when purchasing tickets using the cards, the insurance covers accidents, medicals and travel issues such as, cancelation or luggage’s lose.
• Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions
• 24/7 phone banking services through 920003344
• 0% Monthly Installments:

With “0%Tasaheal” Program You can convert your transactions into equal and flexible monthly installments with repayment convenience in 3, 6, 9 or 12 months with 0% profit margin and zero processing fee through Tasaheal Program partners. To use this facility visit 0% Tasaheal Program or call 920003344 any time before the monthly statement issue date.

• Instant Discounts:

on your card purchases in a range of shopping malls, hotels and restaurants. Please check out the merchants list

• “Visa Checkout” the easier pay online Service

• Card Fees:

  Type of Fee	Fee’s Value
  Annual primary Card	SAR 747
  Annual Supplementary Cards	SAR 300
  Monthly Profit Rate	1%
  Annual Profit Rate	12%
  Monthly Minimum Payment	5% or SAR 100 whichever is higher
  Additional fee on International Transactions	2.75%
  Replacement	SAR 200
  Cash Withdrawal	SAR 75
  Wrong Dispute Fee	SAR 50

• Offers

  Partners	Exclusive offer for selective credit cards
  	20% Discount for all the memberships of (6,9,12,18) months. Entrance for all the free classes. Classes booking through the website. Individual guidance and support in the beginning of the membership. Ability to freeze the membership for 2 months for the 6 months membership and 3 months for the 12 months membership. This offer is applicable for all the branches in the Kingdom. This offer is valid until 01/05/2019
  	30% discount for all your purchases. This offer is applicable for all the branches and website. This offer is valid until 01/05/2019
  	15% discount for all the hospital and clinics services. 10% discount for surgeries and hair transplant. 30% discount for beauty center services 10% discount for Adama cosmetic product (Pharmacies) This offer is applicable for all the branches in Adama Branches in Riyadh, Jeddah, and Khobar. This offer is valid until 01/05/2019
  	Up to 35% discount on standard rates Up to 30% discount on international leisure rate Complimentary Avis preferred membership and experience Avis’ quickest booking and rental check out process. This offer is valid until 31/12/2019
  	Membership in Easy Diet with delivery and free consultation in Diet Center clinic with only 1790 SR Membership in Easy Diet without delivery with only 1630 SR Easy lunch for 28 days with delivery with only 1055 SR Clinic program with observation of dietitian with only 2400 SR for new clients and 2200 SR for renewal. 15% discount of Diet Center product when only buy them from Diet Center store. All prices above include VAT This offer is applicable for all the Diet Center clinic and branches in the Kingdom. This offer is valid until 01/05/2019
  	Lusin Restaurants provides you with 10% Off as an exclusive offers for SELECTIVE Cardholder: This offer is applicable for all the branches in the Kingdom. This offer is valid until 01/08/2019
  	30% discount for 6 trips with maximum of 20 SR for each trip. This offer is valid until 01/06/2019
  	20% discount for all purchases in furniture. 15% discount for Rose textile for curtains and furniture. This offer is applicable for all the branches in the Kingdom. This offer is valid until 01/05/2019

Issuance Card Requirements:

• Current Accounts with Al Rajhi Bank
• Copy of Valid ID (national ID/Iqama)
• Salary certificate mentioning employments from employee
• Fill & submit application form
• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards

To Apply:

• By calling us on 800 124 1222
• By Visiting your nearest Branch
• Apply Online

Terms and Conditions apply ​