Identity, self-esteem , recognition and preferences of ladies customers is founding principal of our newly launched Selective Credit Card which is uniquely designed for ladies customers.

The elite & prestigious Card design reflects the symbol of personality and individuality which is topped with metal plastic to showcase differentiation.

The SELECTIVE Card is coupled with unique & unmatched benefits which are tailored and embedded as key features; selectively for segment and need explicitly.

So be it about Fitness & diet, flowers for special occasions, health & medical checkups, car rentals, home redo, quick transportation services or dine out with family/friends/or office colleagues; your uniqueness, identity is selected by us by offering you a ladies only SELECTIVE Credit Card.

SELECTIVE Card is a high limit fully Sharia compliant Credit Card with a flexible repayment. SELECTIVE Credit Card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1% per month).

Features and Benefits:

• 1% Lowest profit rate in the kingdom On the finance related to your card (APR 12%)
• “MOKAFA’A” program allows you to earn points while purchasing with your card, with various instant redemption options.



Domestic Usage	International Usage
2 Points per SAR 1	3 Points per SAR 1

• Buy Now Pay Later:

This Card brings you an ultimate convenience as you can enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in subsequent month(s).

• Easier lifestyle:

24/7 global Concierge services that can assist you with your needs to book flights, hotels, car rental, and events tickets etc. through: Inside KSA 8008443488 / Outside KSA +97143611234

• Luxurious Travel:
• Enjoy access at over 1000 airport lounges globally though LoungeKey Program. For More
• Up to 30% discount on meet and greet at over 500 airport. https://cemea.yqnowgroup.com/
• Exclusive perks with “kiwi collection” (The world’s largest and most diverse and curated collection of luxury hotels) including:
• Automatic room upgrade upon arrival, when available
• Late check-out upon request, when available
• $25 USD food or beverage credit
• Complimentary continental breakfast daily
• Shop Safely
• Purchase protection for lost, stolen or damaged goods purchased using SELECTIVE Credit Card.
• Extended warranty for purchases using your SELECTIVE Credit Card
• Travel Insurance that includes family members when purchasing tickets using the cards, the insurance covers accidents, medicals and travel issues such as, cancelation or luggage’s lose.
• Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions
• 24/7 phone banking services through 920003344
• 0% Monthly Installments:

With “0%Tasaheal” Program You can convert your transactions into equal and flexible monthly installments with repayment convenience in 3, 6, 9 or 12 months with 0% profit margin and zero processing fee through Tasaheal Program partners. To use this facility visit 0% Tasaheal Program or call 920003344 any time before the monthly statement issue date.

• Instant Discounts:

on your card purchases in a range of shopping malls, hotels and restaurants. Please check out the merchants list

• “Visa Checkout” the easier pay online Service

• Card Fees:

  Type of Fee	Fee’s Value
  Annual primary Card	SAR 790
  Supplementary Card	SAR 300
  Monthly Profit Rate	1%
  Annual Profit Rate	20.42%
  Monthly Minimum Payment	5% or SAR 100 whichever is higher
  Additional fee on International Transactions	2.75%
  Replacement	SAR 200
  Application of Purchase Voucher Copy	SAR 150
  Cash Withdrawal	SAR 75
  Wrong Dispute Fee	SAR 50

  
  

  Example: Platinum Card (SAR 20,000 Credit Limit)

  APR (Annual Percentage Rate)	Credit Card Purchase Rate	Assumed Credit Limit	Months Until Balance Repaid*
  20.42%	12%	SAR 20,000	65 Months

  * If only minimum repayment is made every month then it will take almost 51 months to repay the full amount, keeping in view compounded interest added each month.

• Offers

  Partners	Exclusive offer for selective credit cards
  	Up to 35% discount on standard rates Up to 30% discount on international leisure rate Complimentary Avis preferred membership and experience Avis’ quickest booking and rental check out process. This offer is valid until 31/12/2019

Issuance Card Requirements:

• Current Accounts with Al Rajhi Bank
• Copy of Valid ID (national ID/Iqama)
• Salary certificate mentioning employments from employee
• Fill & submit application form
• Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards

To Apply:

• By calling us on 800 124 1222
• By Visiting your nearest Branch
• Apply Online

Terms and Conditions apply ​​​​​​