Signature Credit Card

Signature Credit Card with the lowest profit rate

Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?

Al Rajhi Bank introduces the Signature Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

Card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1.99% per month).

Terms and Conditions

  • Features
  • MOKAFA Program allows you to Earn 5 Points Per SAR 1 Domestic spend and 6 Points on International spend with Your Card
  • 24/7 global Concierge services that can assist you with your needs to book flights, hotels, car rental, and events tickets etc.
  • Enjoy access at over 1000 airport lounges globally though “Lounge Key” Program and Up to 30% discount on meet and greet at over 500 airport.
  • Enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in subsequent month(s).
  • Exclusive perks with “kiwi collection” ,the world’s largest and most diverse and curated collection of luxury hotels including:
  • 0%Tasaheal Program, You Can Convert Your Transactions into Equal and Flexible Monthly Installments with 0% profit margin and ZERO processing fee through program partners
  • Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.
  • Free Additional Cards for your immediate family members give them the same features and benefits as per your primary card.
  • Instant Discounts
  • “Visa Checkout” the easier pay online Service
  • Purchase protection lost, stolen or damaged goods purchased using credit cards
  • Extended warranty for purchases using your credit card.

+ Fees & Charges

Annual Membership Fee

SAR 790 Now Free for Life – Valid till 31 May 2022

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Type of Fee Fee’s Value
Annual primary Card SAR 790
Annual Supplementary Card 2 Free cards
Annual Supplementary Cards (more than 3) SAR 300
Monthly Profit Rate 1.99%
Monthly Minimum Payment 5% or SAR 100 whichever is higher
Additional fee on International Transactions 2.75%
Replacement SAR 50
Cash Withdrawal SAR 75
Wrong Dispute Fee SAR 50
Application of Purchase Voucher Copy SAR 150

Descriptive Examples showing the APR based on the credit limit


Due Amount


Finance APR

Minimum Payment Amount %

Months Until Balance



SAR 20,000




98 Months


SAR 50,000


128 Months


SAR 75,000


140 Months

* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

*APR may change based on the change in the financing amount and due date.

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