Murabaha Signature Credit Card

Murabaha Signature Credit Card with the lowest profit rate

Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?

Al Rajhi Bank introduces the Murabaha Signature Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

Murabaha Signature credit card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1% per month).

  • Features and Benefits
  • Card Issuance  Requirements
  • Apply
  • MOKAFA Program allows you to earn 1 point domestic per SAR 1 in your purchasing and 2 points in international with your card

  • Cash Withdrawal allows you to earn points while purchasing with your card, with various instant redemption options.

  • Enjoy the flexibility of paying as low as 5% of your monthly Card statement.

  • Access, at 25 airport lounges globally though DragonPass .

  • Exclusive perks with “kiwi collection” The world’s largest and most diverse and curated collection of luxury hotels including:

    • - Automatic room upgrade upon arrival, when available

      - Complimentary continental breakfast daily

      - $25 USD food or beverage credit

  • 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installmentswith 0% profit margin and ZERO processing fee through program partners

  • Free additional Cards for your immediate family members give them the same features and benefits as per your primary card.

  • Instant Discounts

  • “Visa Checkout” the easier pay online Service
    • Current Accounts with Al Rajhi Bank
    • Copy of Valid ID (national ID/Iqama)
    • Salary certificate mentioning employments from employee
    • Fill & submit application form
    • Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuance credit cards
    • Al Rajhi App
    • By calling us on 800 124 1222
    • By Visiting your nearest Branch
    • Apply Online  

    + Fees & Charges

    Annual Membership Fee

    SAR 790

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    Type of Fee Fee’s Value
    Annual primary Card SAR 790
    Annual Supplementary Card 2 Free cards
    Annual Supplementary Cards (more than 3) SAR 300
    Monthly Profit Rate 1.99%
    Monthly Minimum Payment 5% or SAR 100 whichever is higher
    Additional fee on International Transactions 2.75%
    Replacement SAR 50
    Cash Withdrawal SAR 75
    Wrong Dispute Fee SAR 50
    Application of Purchase Voucher Copy SAR 150

    Descriptive Examples showing the APR based on the credit limit


    Due Amount


    Finance APR

    Minimum Payment Amount %

    Months Until Balance



    SAR 20,000




    98 Months


    SAR 50,000


    128 Months


    SAR 75,000


    140 Months

    * If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

    *APR may change based on the change in the financing amount and due date.

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