Motor Insurance

Total Coverage

Driving a vehicle exposes us to many traffic hazards. Accidents can occur at any moment, no matter how careful we are. Our Takaful Agency offers customers a range of Vehicle Insurance programs.

  1. Instant cover
  2. Protects against financial loss
  3. Fast & fair claims
  4. 24/7 claims assistance

Motor Insurance Plans

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Motor Insurance Plan
Third Party Liability Cover

Benefit Package i Wafi Essential Packge ii Smart Extra Package iii Smart Extra Plus Coverage
Third Party Liability Up to 10 Mil Riyals
Emergeny Medical Expenses Up to 250 Riyals
No Claims Discounts Up to 10%
Early Renewal Discount Up to 2.5%
Multi Vehicle Discount Up to 10%
Personal Accident for Driver and Passenger(s) Up to 100,000 Riyals per person
Roadside Assistance Towing and Battery Charge
Fire - Theft - Broken Windscreen Maximum insurance amount or market value

Comprehensive Cover

Benefit Package i Smart Essential Packge ii Smart Extra Package iii Smart Extra Plus Coverage
Third Party Liability Up to 10 Mil Riyals
Emergeny Medical Expense Up to 1000 riyals
No Claims Discounts Up to 10%
Early Renewal Discount Up to 2.5%
Multi Vehicle Discount Up to 10%
Fire - Theft - Broken Windscreen Up to 100,000 Riyals per person
Agency repairs for insured vehicles Optional Optional Optional Maximum sum insured or market value
Extension for agency repairs Up to 5 years
Flexi Deductible 50% discount on renewal with no claims
No Deductible on Spare Parts Up to 5 years
Waiver of depreciation clause (new vehicles) Applied on the compensation for total loss of vehicle < 12 months old
Personal accidents for driver and passengers Up to 100,000 Riyals per person
Roadside assistance Towing or Battery Charge
Extension of geographical limit For GCC Countries
Natural perils Flood
Vehicle rental Up to 1% insurance amount not to exceed 1500 Riyals

Standard Exclusions of the Motor Insurance
Comprehensive Plan (Non-exhaustive)

  • Standard exclusions
    • Death or bodily injury to participants, drivers, and family members
    • Death, bodily injury or damages that are due to the loading or unloading of vehicle and/or cargo
    • Any legal liability or expenses arising or relating to increase of carriage and/or excess of stress and/or if the carriage is not fixed well on the vehicle in a way breaching the law and/or exceeding the legal number of passengers permitted by law
    • Geographical areas outside the scope of this policy
    • Violations of traffic laws, i.e. speeding
    • Undeclared and unaccepted accessories
    • Wear and tear (aging and consumption)

How To Apply

Please apply for Insurance via one of the following options

FOR ENQUIRIES CALL:

+920003344