Total Coverage
Driving a vehicle exposes us to many traffic hazards. Accidents can occur at any moment, no matter how careful we are. Our Takaful Agency offers customers a range of Vehicle Insurance programs.
- Instant cover
- Protects against financial loss
- Fast & fair claims
- 24/7 claims assistance
Motor Insurance Plans
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Motor Insurance Plan
Third Party Liability Cover
| Benefit | Package i Wafi Essential | Packge ii Smart Extra | Package iii Smart Extra Plus | Coverage |
|---|---|---|---|---|
| Third Party Liability |  |
|
|
Up to 10 Mil Riyals |
| Emergeny Medical Expenses | |
|
|
Up to 250 Riyals |
| No Claims Discounts | |
|
|
Up to 10% |
| Early Renewal Discount | |
|
|
Up to 2.5% |
| Multi Vehicle Discount | |
|
|
Up to 10% |
| Personal Accident for Driver and Passenger(s) | |
|
Up to 100,000 Riyals per person | |
| Roadside Assistance | |
|
Towing and Battery Charge | |
| Fire - Theft - Broken Windscreen | |
Maximum insurance amount or market value |
Comprehensive Cover
| Benefit | Package i Smart Essential | Packge ii Smart Extra | Package iii Smart Extra Plus | Coverage |
|---|---|---|---|---|
| Third Party Liability | |
|
|
Up to 10 Mil Riyals |
| Emergeny Medical Expense | |
|
|
Up to 1000 riyals |
| No Claims Discounts | |
|
|
Up to 10% |
| Early Renewal Discount | |
|
|
Up to 2.5% |
| Multi Vehicle Discount | |
|
|
Up to 10% |
| Fire - Theft - Broken Windscreen | |
|
|
Up to 100,000 Riyals per person |
| Agency repairs for insured vehicles | Optional | Optional | Optional | Maximum sum insured or market value |
| Extension for agency repairs | |
|
|
Up to 5 years |
| Flexi Deductible | |
|
|
50% discount on renewal with no claims |
| No Deductible on Spare Parts | |
|
|
Up to 5 years |
| Waiver of depreciation clause (new vehicles) | |
|
Applied on the compensation for total loss of vehicle < 12 months old | |
| Personal accidents for driver and passengers | |
|
Up to 100,000 Riyals per person | |
| Roadside assistance | |
|
Towing or Battery Charge | |
| Extension of geographical limit | |
For GCC Countries | ||
| Natural perils | |
Flood | ||
| Vehicle rental | |
Up to 1% insurance amount not to exceed 1500 Riyals |
Standard Exclusions of the Motor Insurance
Comprehensive Plan (Non-exhaustive)
-
Standard exclusions
- Death or bodily injury to participants, drivers, and family members
- Death, bodily injury or damages that are due to the loading or unloading of vehicle and/or cargo
- Any legal liability or expenses arising or relating to increase of carriage and/or excess of stress and/or if the carriage is not fixed well on the vehicle in a way breaching the law and/or exceeding the legal number of passengers permitted by law
- Geographical areas outside the scope of this policy
- Violations of traffic laws, i.e. speeding
- Undeclared and unaccepted accessories
- Wear and tear (aging and consumption)
How To Apply
Please apply for Insurance via one of the following options
FOR ENQUIRIES CALL:
+920003344
Contact Us
For more information please visit the nearest branch or call 8001241222