Enhance your liquidity by gaining visibility into your cash positions.
The Annual Percentage Rate (APR):
It is the discount rate at which the present value of all payments and installments that are due from the Borrower, representing the Total Amount Payable by the Borrower, equals the present value of all payments of the Amount of Financing available to the Borrower on the date on which the Financing amount or the first payment thereof is available to the Borrower.
Illustration 1: “Private Vehicles”
Asset Type | Loan/Finance Amount | Maturity in Years | APR | Down Payment | Monthly Repayment Amount |
Car | 200,000 | 3 Years | 18.41% | 20% | 5,649 |
Illustration 2: “Commercial Vehicles”
Asset Type | Loan/Finance Amount | Maturity in Years | APR | Down Payment | Monthly Repayment Amount |
Car | 200,000 | 3 Years | 20.27% | 20% | 5,775 |
Illustration 3: “Rent A Car Businesses”
Asset Type | Loan/Finance Amount | Maturity in Years | APR | Down Payment | Monthly Repayment Amount |
Car | 200,000 | 3 Years | 23.08% | 20% | 5,964 |
*APR may differ depending on the amount and the maturity period different from above and subject to credit scoring of each customer.
Finance Amount:
The contract stipulates the amount of financing you will receive in addition to the period of repayment of the installments, stating their value and the maturity date of these installments. The data also include the cost of obtaining funding in terms of knowing the fixed term cost rate and management fees.
Maturity In Years:
The duration of the contract agreed upon between the parties, which shall indicate the date and expiry of the contract with the parties' with the terms of the contract
Monthly repayment amount:
These payments are recognized in the contract, and the lessee is obliged to pay them on the due dates. The contract shall also include a schedule of repayment installments, in which the value of the asset's rent and the value of the right of ownership shall be shown separately, provided that the premium for any period shall not be less than the principal's rent for that period in the contract.
Account maintenance fees:
Bank Service | Cost |
Monthly average balance less than SR 5,000 (SME Accounts) | SR 10.5 monthly account maintenance fees “VAT inclusive” |
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Better Cash Management
We ensure that you are able to see, access, and optimize the return on your cash across a range of geographies and currencies. Our robust set of global liquidity solutions can be customized to help you effectively and efficiently manage your cash globally.
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Experts Make it Easy
Rely on us to help you find the right solution. Markets and external environments are constantly changing, and we can help you navigate those changes. We give you access to information, enabling you to efficiently and effectively manage your liquidity.
Cash Sweeping

Cash Sweeping
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Convenient Sweeping
Reduce your number of cash transfers and the cost associated with them while surplus funds are automatically remitted to your nominated parent account. Cash Consolidation and Sweeping can be structured to suit your specific requirements.
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Domestic Sweeping
Consolidating funds from all of your operating accounts using our domestic sweeping will improve your liquidity management, capital utilization efficiency, reduce costs in cross-border transactions, and allows for intragroup financing.
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How it Works
You define the criteria for which your Virtual aggregation of balances are executed and we facilitate the process to ensure that your company receives the best results from cash sweeping.
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Our Products
Our cash sweeping products are tailor-made to meet your company's individual requirements and can include, zero balance, target balance, percentage based and fixed amount sweeping.
Cash Consolidation

Cash Consolidation
Cash consolidation is the automatic virtual aggregation of balances between bank accounts opened by the same company.
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How it Works
You define the criteria for which your Virtual aggregation of balances are executed and we facilitate the process to ensure that your company receives the best results from cash sweeping.
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Consolidation Products
We offer cash consolidation products that include, gross balance and net balance cash consolidation.
Further Benefits of
Corporate Liquidity Management
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Convenience
Cash consolidation and cash sweeping can be done at anytime of the day.
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SARIE
Local consolidation and sweeping is possible via SARIE across all operating corporate bank accounts in Al Rajhi Bank’s local network.
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Cash Forecasting
Cash consolidation and sweeping allows you to determine an optimal cash position for better forecasting and decision making.
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Physical or Virtual Fund Management
Corporate Liquidity Management gives you the choice between physically moving funds through our Cash Sweeping service or virtually consolidating balances through our Cash Consolidation Feature.
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Real time
Real-time reporting of results shared with clients to help cash management decision making.
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On Demand
On-demand processing can be performed by our staff when requested by customers to help expedite liquidity management decisions.
How To Apply
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At Riyadh Head Office
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Contact Your Relationship Manager
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Email us
FOR ENQUIRIES CALL:
tel:+9668001241222