Grace Period

POS Merchant Financing

Al Rajhi Bank provides POS Finance product that specifically designed for Micro, Small and Medium Enterprises who seek to boost and expand their business

Features of the product

  • Finance tenure starting from 12 months up to 36 months *
  • Finance amount starting as low as SAR 50K up to SAR 5MM*
  • Equal repayment through Monthly Installments 

*Terms and Condition applied

How to apply

  • Please visit your nearest Al Rajhi Bank branch
  • Contact SME and POS customer care 920018799 


  • The customer should have 2 years since establishments.
  • The customer should have POS with Alrajhi Bank or other banks for a period not less than 12 months.
  • Clean credit check.
  • Terms and Conditions Applied

The Annual Percentage Rate (APR)

Finance Type APR* Management fees Minimum or Maximum Management fees
POS Finance for Micro and Small Businesses 5.5% up to 7% Flat Rate 3% up to 4% "Not applicable depended of finance amount"

*APR may differ depending on the amount, management fees, and the maturity period different from above and subject to each customer.

*Any information or rates mentioned are for example only. All product and service delivery is subject to the credit policies of Al Rajhi Bank.