Financing your everyday operations

When you don't want to jeopardize cash flow, a working capital loan can be just the solution you need when you want to:

  1. Boost inventory to meet demand
  2. Take advantage of suppliers’ discounts
  3. Complement your line of credit

How to Apply

  • Am I Eligible ?

Eligibility & Criteria

  • Commercial Registration and activity license
  • Audited Financials
  • Large range of accepted Collateral
  • Clean credit history at Bayan Credit Bureau

Required Documents

  • A valid copy of the commercial register/ industrial license.
  • Audited financial statements for the last three years of the business activity.
  • A copy of the national identity / residence permit for the owner of the sole proprietorship / and all the partners if it is a company.
  • Company's Memorandum of association / decisions of the founding partners.
  • A copy of the valid certificate of social insurance.
  • A copy of the valid Nitaqat Certificate (Labor office).
  • A copy of valid certificate from the Department of Zakat.
  • Establishment’s profile