welcome to the world of mokafaa!

mokafaa is a unique loyalty program that has specifically been designed with keeping YOU in mind. We value your patronage with us, which is why mokafaa loyalty provides an enriched & rewarding loyalty experience across the Kingdom. Simply earn mokafaa points through alrajhi bank products and services, or via our select partners, and redeem them at over 200 mokafaa merchants across the Kingdom.

mokafaa provides you with multiple options such as:

Earn mokafaa points with ARB products and mokafaa partners

  1. In-store Redemption via simply using your mobile number
  2. Points Exchange with other mokafaa partners such as AlFursan, flynas, and many more.
  3. Points transfer to your friends and family
  4. Points donations to your favorite charity

Banking Products

Financing Products Through App

Property Power 3rd Party -Digital channels Up to 200,000 point per transaction
Mortgage Off-Plan Murabaha Single Disbursement only-Digital channels Up to 1,000,000 point per transaction
Car Leasing Unified-Digital channels Up to 50,000 point per transaction
BALOON REFINANCING-Digital channels Up to 25,000 point per transaction
Watani 1-Digital channels Up to 50,000 Points
Watani 2-Digital channels Up to 50,000 Points
Watani 3-Digital channels Up to 10,000 Points
Refinance-Digital channels Up to 10,000 Points
Buyout-Digital channels Up to 50,000 Points

Accounts

Accounts opening through App
Future Account 1,000 Points
Open Gold Wallet 1,000 Points

Credit cards

Points can be earned for (non-commercial) use/spend on all mokafaa enabled cards based on the below table:

Product Earn points for every 1 § spend

Local spend International spend 
Visa Tasawoq Low Limit  1   2
Visa Platinum (Revolving + Charge) credit  2   5
Visa Signature (Revolving + Charge) credit  4   6
Visa Infinite (Revolving + Charge) credit   4   6
Visa Black (Revolving + Charge) credit  5   7
Visa Alfursan Low Limit  1   2

 

Member will earn 1 point for every § 1 spent using the eligible cards for mokafaa points for the following transactions:

Transaction Type Earn points for every 1§spend local and international  Maximum earning points per Transaction
Sale of new and used cars and motorcycles, and its maintenance services     1point  100,000 Points
Government Payments   1point   300 Points
 utility bills  1point   300 Points
 Gas/Fuel stations  1point   100 Points
           Telecom  1point   Without limit
 Educational institutions  1point
   Without limit
 Public transport services (buses/trains/ferries/ships, etc.)  1point
   Without limit
 Real estate office payments   1point
    Without limit

Terms & Conditions Apply (Refer to detailed mokafaa T&Cs)

Marketplace Purchase Through ARB App

Marketplace Purchase through ARB app  
Marketplace Purchase 1 Point for every 5 § spent on ARB Marketplace

Bill Payment

Bill Payment Through App
SADAD Bills 25 Points per Bill
SADAD Bills 25 Points bill payment via Credit card


Buy/Sell Gold

Asset Type Monthly Repayment Amount
Sell Gold/Gram 25 Points
Buy Gold/Gram 25 Points

Loyalty Partners