Tasaheal Program

The ultimate in flexibility & shopping convenience

Tasaheal Program

The ultimate in flexibility & shopping convenience

Flexibility in payments with Tasaheal program

Don't worry! Convert your credit card purchases into easy installments through the Tasaheal program. Pay for all your needs effortlessly with a variety of registered merchants offering amazing brands, including home furnishing, home appliances, luxury brands, and even covering school and college fees. Planning a family vacation? No problem! All that and more is possible with the Al Rajhi Bank Tasaheal program, offering monthly installments for up to 24 months.

Tasaheal Program Benefits and available Installment plans

  1. 3 months with no profit rate for any transactions.
  2. 3 and Up to 12 months! With no profit rate via one of our registered merchants in Tasaheal program.
  3. 6 and Up to 24 months, with competitive profit rate.
  4. No minimum or maximum limit on transactions.
  5. Eligible for any local and international transactions.
  6. No down payment needed.
  7. First due installment after up to 55 days from the date of transactions.
  8. Transactions can be converted to the Tasaheal program with a minimum transaction as agreed upon with the registered merchants in the program.

Easily convert your purchases into an installment plan in 5 easy steps through our alrajhi bank mobile app:

  1. After you have made your purchase open the Alrajhi bank mobile app
  2. Navigate to your credit card
  3. In the card features menu enter “Tasaheal program”
  4. Click “Create new installment plan”
  5. Select the particular transaction(s) that you wish to convert
  6. Or by calling our call center 920003344

This program is subject to the following terms and conditions

  1. The (Tasaheal) program is a program that allows the bank’s customers to pay their credit card dues (Murabaha) in installments in accordance with these terms and conditions, while exempting them from some or all of the profit rate associated with the card for the amount of the installment transaction.
  2. Only the holder of alrajhi Credit Card (Murabaha) can benefit from the feature of installments of the purchase transaction / installments of the total amounts required on the card, and it cannot be used on other alrajhi bank cards.
  3. To benefit from the feature of installments of the purchase transaction: The customer must request that the transaction be converted into installments (via digital channels, phone banking, or any other means determined by the bank) within one month from the date of transaction.
  4. The amount of credit limit available on the card account is reduced by the total amount of installments due on the card.
  5. The monthly installment related to the installment plan will be added to the total amount due on the card, as part of the monthly statement.
  6. Transactions can be converted to the Tasaheal program with a minimum transaction as agreed upon with the registered merchants in the program 
  7. The customer can request for early plan cancellation, whereby the remaining balance will form part of the minimum/total due amount payable in the monthly statement.
  8. The customer acknowledges agreeing to the terms and conditions pertaining to the tasaheal program through one of alrajhi bank’s approved channels, and the customer will bear all fees incurred for the Tasaheal/installment program and the total amounts required on the card if they are due.
  9. All cash withdrawals, cash transfers, charging electronic wallets, payments to financial entities, and payments carried out through the SADAD system are not eligible for conversion to an installment plan.
  10. The merchant is solely responsible for all obligations and responsibilities related to the supply of goods or services, or for any defect or damage, with alrajhi bank not bearing any responsibility in this regard.
  11. In the event of any dispute occurring with the merchant regarding the purchase or provision of any goods or services, the cardholder must settle these disputes directly with the merchant, and alrajhi bank will not be responsible for investigating or settling any such dispute, and the cardholder’s responsibility and obligation to pay will not be affected.
  12. Alrajhi bank reserves the right - without any responsibility - to cancel or suspend the installment option program in the event of failure to pay the due installment on time.
  13. All data related to the request will be displayed, including: tenure of the installment plan, total amount, and installment due, in addition to the date and fees related to that, before the installment plan conversion is carried out by the customer.

Available Instalment plans & Fee schedule:

Available Instalment plans
Transaction Type 3months 6months 9months  12months 24 months
SAR10 or above
 No Fees    Monthly Fees % 0.90 Monthly Fees % 0.90 Monthly Fees % 0.90 Monthly Fees % 0.90
Education  No Fees
 **SAR50
 Not Available   **SAR100  Not Available 

*The monthly fees is applied on a monthly basis, based on the Tasaheal installment plan chosen by the customer.

**Fees are charged only once, upon the date of converting the transaction into a Tasaheal program.

**alrajhi bank reserves the right to apply one-time fee, maximum 2% of the transaction & minimum SAR100, upon the date of converting the transaction into a Tasaheal program, all fees will be displayed, before the installment plan conversion is carried out by the customer, For applicable transactions.

An example of a transaction of SAR 5,000 converted to Tasaheal:

The Transaction Value SAR 5000
The installment plan chosen by the customer
12 months
The Monthly Tasaheal Fees SAR5000 x 0.90%
SAR 45
**One-time Processing Fee, For applicable transactions  SAR 100 
Monthly installment Amount
SAR 461.66
  1. In case of renewing the credit card, all transactions made with the old credit card will be transferred to the new credit card including installment plans.
  2. The bank has the right to amend these fees, and a notification will be sent to the cardholder through the official channels of communication, 30 days prior to the effective date of the amendment.
  3. The installment program (Tasaheal) is subject to these terms and conditions in addition to the terms and conditions of the alrajhi credit card, along with any other terms and conditions set by alrajhi bank.
  4. In case of conflict between these terms and conditions and the terms and conditions of alrajhi credit cards, these terms and conditions will apply to the installment program to the extent applicable.
  5. In the event of a conflict between the Arabic text and its English translation, the Arabic text shall prevail.
  6. These terms and conditions are subject to and interpreted in accordance with the laws of the Kingdom of Saudi Arabia

Merchants List With 0% profit

 

Alshaya Watches

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 25 April 2025

Channels by STC

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 1 August 2024

IKEA

The minimum transaction value is SAR500 or more.

Available periods: 3 or 6 months.

Offer valid till 5 May 2025

9 Round

The minimum transaction value is SAR500 or more.

Available periods: 3 or 6 months.

Offer valid till 14 May 2025

AEROPOSTALE

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

ALLO BEIRUT

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

Almanea

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 9 May 2025

Almosafer

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 months.

Offer valid till 30 May 2025

ARDENE

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

ASICS

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

BEVERLY HILLS POLO CLUB

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

BIRKENSTOCK

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

CALVIN KLEIN

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

CCC

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

CLARKS

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

COLD STONE

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

CROCS

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

Direct

The minimum transaction value is SAR2000 or more.

Available periods: 3 or 6 months.

Offer valid till 6 June 2025

Dune

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

HEMA

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

HERSCHEL

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

INGLOT

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

JAMIE'S ITALIAN

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

LEVI'S

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

NATURALIZER

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

RITUALS

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

SKECHERS

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

Steve Madden

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

SUSHI LIABRARY

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

THE ATHLETES CO.

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

TOMMY HILFIGER

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

TOMS

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 27 May 2025

Amazon.sa

The minimum transaction value is SAR500 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 31 December 2024

DRIVE7 

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months

Offer valid till 13 August 2024

Italian Appliances Company

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 18 January 2025

Jimmy Cho

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Karl Lagerfeld

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Lacoste

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Michael Kors

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Versace

The minimum transaction value is SAR1000 or more.

Available periods: 3or 6 or 12 months.

Offer valid till 28 February 2025

Almatar

The minimum transaction value is SAR1000 or more

Available periods: 3 or 6 or 12 months

Offer valid till 15 May 2025

Al-Esayi Electronics

The minimum transaction value is SAR1000 or more

Available periods: 3 or 6 months.

Offer valid till Offer valid till 1 July 2024

Golden Scent

The minimum transaction value is SAR350 or more.

Available periods: 3 or 6 months

Offer valid till 12 May 2025

LOFT

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 1 May 2025

Daze Furniture

The minimum transaction value is SAR2000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 13 May 2025

SACO

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 months.

Offer valid till 29 February 2025

Samnan Water Solutions

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 15 November 2025

Modern Electronics - Sony

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 months.

Offer valid till 31 December 2024

noon

The minimum transaction value is SAR200 or more.

Available periods: 3 or 6 months.

Offer valid till 31 December 2024

Alriyadh Travel & Tourism

The minimum transaction value is SAR 1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 6 June 2025

Bursa Furniture

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 months.

Offer valid till 12 November 2024

Virgin Megastore

The minimum transaction value is SAR 500 or more.

Available periods: 3 or 6 months.

Offer valid till 30 April 2025

Adolfo Dominguez

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Boss Kids Wear

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Tanagra

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Giorgio Armani

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Tumi

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Yves Saint Laurent

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Guess

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till 28 February 2025

Aljazirah Vehicles

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 or 12 months.

Offer valid till Offer valid till 17 January 2025

Saudi Electricity Company

The minimum transaction value is SAR1000 or more.

Available periods: 3 or 6 months.

Offer valid till Offer valid till 18 July 2024

Frequently Asked Questions

The installment plan for 3 months, are without a profit rate for any local or international purchase, but for a plan of 6 months or more, there will be a fee (except what is agreed upon with the registered merchants participating in this program).
Upon conversion of a transaction to the tasaheal program, any Mokafaa points / Al Fursan Miles earned will be reversed.
There is a maximum of 4 active installment plans per card.