Don’t have an alrajhi bank account? Create one now
![](/-/media/Project/AlrajhiPWS/Shared/Home/Personal/Cards/New-Cards/Classic--charge-card-05.png?h=190&iar=0&w=280)
alrajhi bank credit Card “Charge Card”
Terms and ConditionsClassic Charge Credit Card
Classic Charge Credit Card is the ideal companion when you need to spend a little more than you can afford in cases of emergency or essential needs.
Cards Benefits
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Invoice.png?h=48&iar=0&w=48)
Paying 100% of the monthly Card statement.
![earn point](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_earn_point.png?h=48&iar=0&w=48)
mokafaa program Allows You To Earn 1 Point Domestic Per SAR 1 In Your Purchasing And 2 Points In International With Your Card.
- Redeem your mokafaa points at over 100 merchants using your mobile number directly.
- Convert your mokafaa points to flyer miles via alrajhi bank app.
- Transfer reward points to any alrajhi bank customer registered in the program.
- Donate and transfer reward points to one of the charitable societies listed in the program.
![Safe Online Shopping](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_cart_online_shopping.png?h=48&iar=0&w=48)
Safe Online Shopping.
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_exchange_rate_SAR.png?h=48&iar=0&w=48)
0% Monthly Profit Margin
![ATM](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_ATM.png?h=48&iar=0&w=48)
Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.
![Discounts](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Discounts.png?h=48&iar=0&w=48)
Instant Discounts Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Classic Charge Credit Card
Card Features
![POS](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_POS.png?h=48&iar=0&w=48)
Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.
![Free Cards](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D-128.png?h=48&iar=0&w=48)
Additional Cards For Family Members.
![Near field Communication](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Near_field_Communication.png?h=48&iar=0&w=48)
Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.
![SMS](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_SMS.png?h=48&iar=0&w=48)
Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.
![Free protection](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_free_protection.png?h=48&iar=0&w=48)
3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.
Fees and Charges
Schedule of Charges | Fee |
---|---|
Card issuance |
SAR 370
|
Annual fees |
SAR 320
|
Supplementary Card issuance fee | SAR 180 |
Supplementary Card Annual fees | SAR 145 |
Foreign Transaction Fee | 2.75% |
Request to increase/decrease the temporary credit limit | SAR 25 |
Replacement fees | SAR 25 |
Cash Withdrawal fee (alrajhi bank ATM’s) | SAR 21 |
Cash Withdrawal fee from domestic / international ATM’s bank | SAR 30 |
Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets* | SAR 9 |
Wrong Dispute | SAR 30 |
* Effective date January 3, 2024
Required Documents:
![Al Rajhi Bank](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Retail_App.png?h=48&iar=0&w=48)
Existing bank account with Al Rajhi bank.
![ID](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_ID.png?h=48&iar=0&w=48)
Copy Of Valid ID (National ID/Iqama)
![Salary Certificate](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Approved_application.png?h=48&iar=0&w=48)
Salary Certificate mentioning employments from employee
![Application Form](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_checklist.png?h=48&iar=0&w=48)
Fill & Submit Application Form. Submit Now
![Terms & Conditions](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_contract_signing.png?h=48&iar=0&w=48)
Approve the Terms & Conditions.
Don’t have an alrajhi bank account? Create one now
You can also apply through the following channels
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_ARB_Website.png?h=513&iar=0&w=513)
Apply Now
You can apply through alrajhi bank Online
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_IVR_headphone.png?h=512&iar=0&w=512)
Call Now
We are here for your service give us a call
![branch](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_Bank_branch.png?h=513&iar=0&w=513)
Via Branches
There is always a branch nearby
Frequently Asked Questions:
Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.
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