A Credit Card that gives you up to 10% cashback

Terms and Conditions

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Cashback Plus Signature Credit Card

Spend & Save up to 10% with signature cashback plus credit card

A credit card that gives you up to 10% cashback on your daily spends on dining, supermarkets, online shopping and other domestic or international purchases

Benefits:

Lifestyle Benefits:

  1. 24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.
  2. Instant Discounts 
  3. Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with the ENTERTAINER app. Offer Valid: January 31st, 2023

Travel:

Airport Services:

  1. Access to over 1,200 global airport lounges through the Visa Airport Companion app, in collaboration with DRAGONPASS. For more
  2. *Starting from October 1, 2024, access to global airport lounges will be available only through the “Visa Airport Companion” app. download the app now and register using alrajhi bank cards.
  3. Exclusive airport dining offers with 200+ restaurants globally through DragonPass program during “Visa Dine & Travel” App.
Standing Orders Service.

“YQ” Meet & Assist: :

  1. Get up to 20% Off on YQ Meet & Assist, a global network of specialist airport meet & assist service partners. For more information.

Hotel & Cars: :

  1. Discount and Offers on the Hotels and Resorts through “Visa Luxury Hotel collection”. Offer Valid –until Jan 2023
  2. Enjoy up to 25% off at selected properties with “Jumeirah Hotel Offers”. Click her to review the updated list of hotels.
  3. Save extra 12% discount with Agoda. For more information.

“Avis” Car Rental Offers

  1. Up to 20% discount on Standard Rates.
  2. Up to 10% off retails rates.
  3. Budget Car Rental Offers

  4. Simply rent your car with Budget and get a 10% discount worldwide. Click here to avail the discount.

Protection:

  1. Complimentary Multi-trip Travel Insurance (MTTI) program.
  2. Purchase protection lost, stolen or damaged goods purchased using credit cards.
  3. Extend your warranty on eligible purchases

Card Features

0% Tasaheal Program, where you can convert 4 transactions into equal and flexible monthly Installments with 0% profit margin and ZERO processing fee through program partners.

Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.

Enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in subsequent month(s)

Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:

  1. Controlling the credit limit of the additional card.
  2. Resetting the credit limit of the additional card.
  3. Sending notifications and verification codes directly to the additional cardholder.  

    Cashback Earn Rate:

    Enjoy the best-in-class cashback on everyday spending and redeem your cashback through alrajhi bank app.
    Merchant Category Cashback Earn Rate Maximum Monthly Cashback
    Dining 10% SAR 200
    Supermarkets 6% SAR 200
    Online shopping 2% SAR 50
    Other International Spend 1.5% SAR 200
    Other Local Spend 0.5%
    Total Monthly Cashback Cap SAR 500
    Examples for saving based on your monthly spending:

    Example 1:

    Merchant Category Cashback Earn Rate “Customer” Monthly Spend Cashback Calculation Maximum Monthly Cashback
    Dining 10% SAR 2,000 SAR 2,000 x 10% SAR 200
    Supermarkets 6% SAR 1,250 SAR 1.250 x 6% SAR 75            
    Online shopping 2% SAR 500 SAR 500 x 2% SAR 10            
    Other Local Spend 0.5% SAR 1,500 SAR 1,500 x 7.5% SAR 9            
    Other International Spend 1.5% SAR 100 SAR 100 x 1.5%
    Total Spend SAR 5,350
    Total Cashback Earned   SAR 294

    Example 2:

    Merchant Category Cashback Earn Rate “Customer” Monthly Spend Cashback Calculation Maximum Monthly Cashback
    Dining 10% SAR 2,000 SAR 2,000 x 10% SAR 200
    Supermarkets 6% SAR 2,700 SAR 2,700 x 6% SAR 162
    Online shopping 2% SAR 2,300 SAR 2,300 x 2% SAR 46
    Other Local Spend 0.5% SAR 1,500 SAR 1,500 x 0.5%= SAR 7.05 SAR 30
    Other International Spend 1.5% SAR 1,500 SAR 1,500 x 1.5%= SAR 22.5
    Total Spend SAR 10,000
    Total Cashback Earned SAR 438
    1. Cashback will be credited to customer’s cashback wallet once merchant, which might take 2 to 14 days from the transaction date, successfully settles the transaction.
    2. Cashback caps will be applied on statement cycle.
    3. Cashback will be applied on eligible merchants based on terms and conditions.
    4. Eligible MCC for cashback: (Dining: 5812 , 5813 , 5814), (Groceries: 5411 ,5451, 5422), (Ecomm: 4829, 6010, 6011, 6012, 6051, 6536, 6540, 3333, 8398, 1111, 9999, 7276, 8111, 7393, 9311)
    Type of Fee Fee’s Value
    Annual Primary card fee

    SAR 450

    Supplementary Card* 2 free cards
    SAR 50 for each Additional Card
    Profit Rate (Monthly) 2.2%
    Minimum Payment 5% of the amount or SAR 100 whichever is higher
    Foreign Transaction Fee 2.75%
    Replacement fee SAR 50
    Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets** SAR 75
    Wrong Dispute SAR 50

    *Effective date December 10, 2023

    ** Effective date January 3, 2024

    Financing And Savings Products For Individuals

    Required Documents:

    Al Rajhi Bank

    Existing bank account with Al Rajhi bank.

    ID

    Copy Of Valid ID (National ID/Iqama)

    Application Form

    Fill & Submit Application Form. Submit Now

     Terms & Conditions
    Approve the Terms & Conditions

    Don’t have an alrajhi bank account? Create one now

    Calculate Your Cashback!

    Monthly Spends (in SAR)
    Monthly Cashback Earned (SAR)
    Yearly Cashback Earned (SAR)
    Dining
    Groceries
    E-Commerce
    Local Spend
    International Spend

    Total (SAR)

    CashBackinfo-grey

    0 SAR

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    1. SAR 500 is monthly cashback cap
    2. Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
    3. Cashback is eligible on the given credit limit.
    1. SAR 500 is monthly cashback cap
    2. Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
    3. Cashback is eligible on the given credit limit.

    Credit Cards Calculator :

    Personal Details:

    Enter Your Monthly Salary info

    Current Monthly Installments Paid info

    APRinfo-grey

    0%

    Payable Periodinfo-grey

    Months

    Interested or have an inquiry?

    We are more then Happy to help you Exceed your Goals in the Right ways.

    The power of finance is on your side

    Back to Finance Page >

    1. SAR 500 is monthly cashback cap
    2. Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
    3. Cashback is eligible on the given credit limit.
    1. SAR 500 is monthly cashback cap
    2. Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
    3. Cashback is eligible on the given credit limit.

    You can apply easily through

    Al Rajhi Mobile App

    alrajhi bank app

     Download Now →


    You can also apply through the following channels


    Apply Now

    You can apply through alrajhi bank Online

    Call Now

    We are here for your service give us a call

    branch

    Via Branches

    There is always a branch nearby

    Tutorial Videos

    Tutorial Videos

    Frequently Asked Questions:

    A Revolving credit card allows you to retrieve up to 10% cash back on your daily spending.

    You can apply through via alrajhi bank App.

    Call the number 8001241222

    alrajhi bank branch’s

    The cashback will be automatically added to your cashback wallet once the eligible transaction is posted and settled by merchant. You can log on alrajhi bank app to view your cashback balance.
    You can redeem your cashback amount through alrajhi bank app instantly and cashback will be credited in your cashback credit card account.
    You can redeem your cashback amount through alrajhi bank app instantly and cashback will be credited in your cashback credit card account.
    The cashback validity is 24 months from the earning date.
    There is no minimum spend required to earn cashback.

    Current Account holder

    Salary and non-salary transfer or maintaining an average balance during the last 6 months in the current account

    SAR 50 or more is the minimum amount to be redeemed from the wallet.
    Each reversed/refunded transaction will be subtracted from the ‘overall spend’ of the billing month in which the respective transaction(s) was refunded/reversed. Cashback earned on that transaction will be reversed from cashback wallet.

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