a credit card that gives you naSmiles on flynas

Don’t have an alrajhi bank account? Create one now

flynas signature credit card

Spend & get naSmiles with flynas airlines with flynas signature credit card. This credit card rewards you with miles on flynas for both domestic and international purchases.

Enjoy the following benefits with your flynas signature credit card:

15,000 Welcome bonus naSmiles upon SAR 5,000 of spend within 90 days of card issuance.
15,000 Additional bonus naSmiles upon 50,000 of spend within 180 days of card issuance.
15,000 naSmiles upon card renewal and annual card fee payment.
Get upgraded to naSmiles Prime tier upon SAR 120,000 spend within 12 Months of card issuance.

Earning Reward Miles criteria:

Transaction Type	SAR Spend to earn 1 Mile
Domestic	SAR 2.5
International	SAR 1.5
flynas airlines	SAR 1.25

Benefits:

Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:

Controlling the credit limit of the additional card.
Resetting the credit limit of the additional card.
Sending notifications and verification codes directly to the additional cardholder.

Earn naSmiles when using card on the domestic and international purchases, to learn more about the benefits of naSmiles program or to inquire about balance, please visit the program's website.

Instant Discounts. Enjoy a unique collection of offers and experiences across travel, dining, wellness and more.

Travel:

Airport Services:

Access to over 1,200 global airport lounges through the Visa Airport Companion app, in collaboration with DRAGONPASS. For more
*Starting from October 1, 2024, access to global airport lounges will be available only through the “Visa Airport Companion” app. download the app now and register using alrajhi bank cards.
Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations through link.
Exclusive airport dining offers with up to 200 restaurants around of world through DragonPass program at Visa Dine & Travel app
Complimentary Multi-trip Travel Insurance (MTTI) program provided by Visa International and includes the following:

• Personal accident covers worth USD 500,000 internationally and USD 100,000 for domestic travel.

• Cover the value of medical and emergency evacuation in emergency cases up to USD 2,500,000.

• Cover the value of evacuation and repatriation up to 2,000,000 USD.

• Cover daily hospital expenses of $100 per day and up to $3,000.

• Coverage of flight cancellation or curtailment up to $7,500.

• Coverage of loss of personal effects up to $2,500.

• Absenteeism from international outbound travel up to $1,500.

• Damages resulting from a delay in take-off up to 1,000 USD.

• Baggage delay up to $500.

"Terms and conditions apply"

Hotel:

15% discount at IHG Hotels & Resorts through link.
Up to 20% discount at Jumeirah Hotel & Resort through link.
12% discount at Agoda Hotel & Resort.
Elite Hotels offered with Visa Luxury Hotel Collection through the link, which includes:

• Automatic room upgrade upon arrival, when available

• Complimentary continental breakfast daily

• Free internet service

• Early check-in and late check-out, when available.

Car Rental:

Up to 15% discount on car rentals worldwide + Platinum membership at SIXT through link
10% discount at Budget rental cars through link.
10% discount at Rentalcars.com through link.
Up to 35% discount at Avis Car Rental through link.

Lifestyle Benefits:

24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.
Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with the ENTERTAINER app. For more
Book your adventures and activates with BookingBASH website and app to enjoy Up to 50% discount for your eTickets.

Free additional cards for your immediate family members

Protection:

Complimentary Multi-trip Travel Insurance (MTTI) program.
Purchase protection lost, stolen or damaged goods purchased using credit cards.
Extend your warranty on eligible purchases

Card Features

Tasaheal Program, where you can convert 4 transactions into equal and flexible monthly Installments up to 24 months.

Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.

Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in subsequent month(s)

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

Type of Fee	Fees Value
Issuance fee	SAR 500 Now Free for the first Year Valid till 15 October 2024
Annual Primary card fee	SAR 500
Supplementary Card*	2 free cards SAR 75 for each Additional Card
Profit Rate (Monthly)	2.2%
Foreign Transaction Fee	2.75%
Replacement fee	SAR 50
Cash Withdrawal fee /Amount transfer Fees \Transfer to electronic payment wallets**	SAR 75
Minimum Payment	5% of the amount or SAR 100 whichever is higher
Wrong Dispute	SAR 50

Example: Descriptive Examples showing the APR based on the credit limit:

Example	Issuance fee + VAT		Credit Limit	Purchase Rate	Minimum Payment % Amount	Months Until Balance Repaid*	APR
1	SAR 575		SAR 10,000	26.40%	5%	12 Months	35.56%
2	SAR 575		SAR 100,000	26.40%	5%	12 Months	27.04%

* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month. *APR may change based on the change in the financing amount and due date.

What is flynas signature credit card?

A credit card allows you to earn naSmiles on flynas airlines for your daily spending.

How do I apply?

You can apply through via alrajhi App
Call 8001241222
The nearest branch to you

What are the eligibility criteria for flynas signature credit card?

Current Account holder.
naSmiles valid membership.

Is there any minimum spend to start earning naSmiles?

There is no minimum spend required to earn naSmiles

Is there an earning naSmiles cap on my primary and supplementary card?

There is no cap on earning naSmiles . Spend more to earn more naSmiles.

How can I receive my naSmiles?

The naSmiles will be automatically added to your balance wallet at alrajhi bank app or visit flynas website once the eligible transaction is posted and settled by merchant within 30 days of the transaction date.

Is there any expiry for my Reward naSmiles?

Please visit naSmiles program at flynas website

Can I earn Reward naSmiles on SADAD transactions?

No.

Is it possible to apply for the card without naSmiles membership?

Yes, it is possible to apply the card and update the membership number through alrajhi bank mobile app. However, the naSmiles will not be added without a valid membership.

Is there any transaction not eligible for the earning naSmiles?

Yes. Please refer to T&C.

Will reversed/refund or cancelled transactions affect the naSmiles I earn?

yes, all naSmiles earned from transactions that have been reversed/refunded will be deducted from your naSmiles balance at naSmiles program or deducted from any future earned naSmiles or in case the bank was not able to exercise the previous two options, the bank is entitled to deducted the value of those naSmiles in SAR from the balance of the card or any other card belonging to the cardholder

What is the spend condition to earn 60,000 welcome naSmiles*?

-15,000 Welcome bonus naSmiles upon SAR 5,000 of spend within 90 days of card issuance.
-15,000 Additional bonus naSmiles upon SAR 10,000 of spend within 90 days of card issuance. (Limited time offer valid till 31 August 2024).
-15,000 Additional bonus naSmiles upon SAR 50,000 within 180 days of card issuance.
-15,000 naSmiles upon card renewal and annual card fee payment.
-Get upgraded to naSmiles Prime tier upon SAR 120,000 spend within 12 Months of card issuance.

*All transactions (including exempted merchant transactions) are included in the calculation of welcome miles except for cash withdrawals, cash transfers, and e-wallet top-ups.

Is it possible to get welcome naSmiles if a customer spends SAR 50,000 within 30 days of issuance?

Yes

What is the maximum limit for earning miles?

The maximum limit according to the credit card limit in the statement cycle. If the credit limit granted by the bank is SAR 10,000, then the customer can earn miles equivalent to SAR 10,000.