Affluent Account

Offering you what suits your style

Affluent Account

Offering you what suits your style

We Offer You What Suits Your Style

Card Terms and Conditions

Don’t have an alrajhi bank account? Create one now


Maintaining your personal style

alrajhi bank is honored to present you with the Affluent membership. Our exclusive services are tailored specially to your needs, offering you the highest standards in complete banking services.

Affluent Membership Benefits

Standing Orders Service.

Centers To Receive Clients

Access to over Affluent centers across the kingdom

Standing Orders Service.

50% discount on Transaction Fees
50% discount on banking fees when executed through digital channels.

mada "Platinum" debit card

mada "Platinum" debit card with Atheer service

Standing Orders Service.

Free Signature Credit Card

a free Murabaha credit card (Visa Signature) with a high credit limit and additional cards can be requested for family members (up to 5 cards)

Standing Orders Service.

High Daily Transfer & Purchases Limit

• The daily transfer limit through electronic channels is 300,000 riyals
• Daily purchase limit through points of sale up to 100,000 riyals
• Cash deposit of up to 200,000 riyals at Al Rajhi ATMs
Standing Orders Service.

Free Special Cheque Book

Free Cheque books with special design for Affluent segment

Standing Orders Service.

24 Hour Phone Banking Services

24 hour phone banking services at 920005544

Platinum Debit Card Features:

Enjoy access to 25 airport lounges globally through Lounge key program For more information, please visit , or call +0971 80004441054.

Receive special discounts on a number of your favorite restaurants in the Kingdom and around the world, with The ENTERTAINER, to get the Buy One Get One Free offer please visit ENTERTAINER 

Dining offers, privileges, discounts & culinary delights from selected world-class restaurants when you pay with your mada Card


YQ is a global network of specialist airport meet & assist service partners. It provides the personalized greeting and exceptional airport experience that their status deserves for mada Platinum Cardholder. Enjoy discount of up to 15% off retail rates for alrajhi mada Platinum cards at over 450 destinations globally


Extended Warranty Buyers Protection


Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near field Communication

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.


Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

Free protection

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Luxury Hotel Offers Packages of luxury hotel deals from Visa including exclusive benefits such as instant room upgrades, free breakfast, VIP treatment and more

With Avis you can enjoy up to 20% off for car rentals 

Fees And Costs:

Fees Fee Amount
Annual Fees Free
Issuance of ATM card for an account Free
ATM cash withdrawal / deposit Free
Use of mada cards at POS terminal by customers Free
Renewal of ATM card Free
Re-issuance of ATM card for retained by an ATM Free
Naqad service (purchase with cash back) Free
International ATM - Cash Withdrawal  SAR 25 
Re-issuance of ATM card (lost / damaged / 3 invalid password SAR 30
Balance inquiry on the International ATM SAR 3.5


You can join Affluent membership either on the basis of your account balance with us or on the basis of your monthly salary

Or maintaining average balances of not less than SAR 100,000 for the last six months,
Opening a new account with an amount of not less than SAR 250,000 (for new customers)

Or transferring a salary of not less than SAR 20,000


Don’t have an alrajhi bank account? Create one now

Signature Credit Card

Free Signature Credit Card with supplementary credit cards for family (up to 5 cards) :

  • Access to airport VIP lounges over 1000 lounges
  • Visa signature Concierge service all over the world
  • Emergency assistance all over the world
  • Special Offers and discounts

Tutorial Videos

Tutorial Videos

Frequently Asked Questions:

Yes, you can easily do that through 0% Tasaheal Program (charge cards are excluded) and up to 4 installment plans per card, just choose the 3 or 6 months desired plan or from one of the selected merchants’ partners then contact Al Rajhi Bank call center to execute your request.
Yes. A supplementary card can be issued to your family members upon your request.
Yes, card is secured by “Verified by VISA (VBV)” for online shopping & purchases you make.
Yes, you can enjoy access at over 1000 airport lounges globally though “Lounge Key” Program
You can view all transactions done with your card through AlRajhi Mobile or Al Mubasher-online banking.
A minimum 5% of your bill will be deducted automatically from your current account. However, you can pay any amount against your card bill online via Al Rajhi mobile app using “Advance Payment” option.
The card offers you lowest ever profit rate of 1.99% per month as a part of monthly Murabaha installment on your card. However, upon full payment of your outstanding amount on due date, full rebate equivalent to your installment will be credited into your card account. This way the impact of profit is void.
Upon receiving the card from the courier, you need to activate it by logging into Al-Rajhi Mobile App, Al Mubasher-online banking or by calling the call center on +966 920003344. Since this card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your card.
The card is based on Murabaha financing wherein purchase and sale of commodity is consented by the customer for the issuance of the card.
The Card offered by Al Rajhi Bank is a fully sharia compliant Card based on Islamic principles and offer unparalleled benefits tailored to your needs.
You have to register for AlRajhi Mobile or Al Mubasher-online banking services then your credit card will be listed automatically among your accounts in AlRajhi Mobile or Al Mubasher-online banking.