Financing options that meet all your needs

Turn dreams into reality with Al Rajhi Financing. From homes to cars, our flexible options help you achieve what matters most.

Financing options that meet all your needs

Auto Murabaha Finance

  • flexible financing period

  • comprehensive insurance for the entire rental period

  • there are no extra fees

Auto Murabaha Finance

Leasing Motor Bikes

  • Balloon Payment Not available

  • Term 60 Months

Leasing Motor Bikes

Used Cars Financing

  • flexible financing period

  • lease tenor up to 60 months

Used Cars Financing

Auto Leasing

  • competitive profit rates

  • there are no extra fees

  • ease of documentation

Auto Leasing

Buyout

  • you can get watani financing with a maturity period of up to 60 months *

  • competitive profit margin ratio

  • the speedy completion of all procedures for the customer’s financing request

  • enable the customer to benefit from the financing products and other services provided by alrajhi bank

Buyout

Postponing Installments

  • possibility of financing retired customers

  • the ability to apply for a financing and implement it directly through the application

  • the possibility of financing non-saudi customers

  • possibility of early repayment at any time based on the customer's request

Postponing Installments

Top-Up

  • a financing amount of up to 5 million SAR *

  • exemption from indebtedness in the event of death or total disability, god forbid

  • the possibility of consolidating the client's obligations for more than one financing in one contract

  • no guarantor is required to obtain financing

Top-Up

Personal Finance Refinance

  • you can get watani financing with a maturity period of up to 60 months *

  • competitive profit margin ratio

  • the speedy completion of all procedures for the customer’s financing request

  • enable the customer to benefit from the financing products and other services provided by alrajhi bank

Personal Finance Refinance

Short Term Finance

  • Whatever your plans and your needs even it is renewed your home, prepare weeding, or planning your children future, etc

  • Through the finance personal products, alrajhi bank offers multi options for your needs and make it easier such as the short-term finance.

Short Term Finance

Rent Finance

  • you can get watani financing with a maturity period of up to 60 months *

  • competitive profit margin ratio

  • the speedy completion of all procedures for the customer’s financing request

  • enable the customer to benefit from the financing products and other services provided by alrajhi bank

Rent Finance

New Personal Finance

  • a financing amount of up to 5 million SAR

  • possibility of early repayment at any time based on the customer's request

  • exemption from indebtedness in the event of death or total disability, god forbid

  • no guarantor is required to obtain financing

New Personal Finance

Watani Extra Financing (Extra)

  • Based on Customer’s Additional Income

  • A feature that allows customers—whether their salary is transferred to Al Rajhi or not—to benefit from extra financing if they have an additional source of income.

Watani Extra Financing (Extra)

Sahlha Program

  • Without profit rate.

  • Without administrative fees

Sahlha Program

About to Retire Customers

  • you can get watani financing with a maturity period of up to 60 months *

  • competitive profit margin ratio

  • the speedy completion of all procedures for the customer’s financing request

  • enable the customer to benefit from the financing products and other services provided by alrajhi bank

About to Retire Customers

Buyout

  • competitive profit rate

  • flexible installment feature

  • quick approvals

  • the possibility to finance customer non-transfer salary or transferred salary

Buyout

Tharwa

  • competitive profit rate

  • flexible installment feature

  • quick approvals

  • the possibility to finance customer non-transfer salary or transferred salary

Tharwa

Self-construction

  • financing period up to 30 years

  • insurance exemption in the event of death or total disability

  • competitive profit rate

  • the possibility to finance customer non-transfer salary or transferred salary

Self-construction

Self-Construction (Demolish & Reconstruct)

  • financing period up to 30 years

  • Shariah compliant financing

  • competitive profit rate

  • Flexible installment feature

Self-Construction (Demolish & Reconstruct)

Down Payment Subsidy Feature Package for Off-Plan

  • financing period of up to 30 years

  • Shariah compliant financing

  • quick approvals

  • competitive profit rate

Down Payment Subsidy Feature Package for Off-Plan

Your installment equals your REDF support

  • financing period of up to 30 years

  • Shariah compliant financing

  • quick approvals

  • competitive profit rate

Your installment equals your REDF support

Home Finance

  • financing period of up to 30 years

  • Shariah compliant financing

  • quick approvals

  • the possibility of solidarity to buy a property.

Home Finance

Off-Plan Sale

  • financing period of up to 30 years

  • Shariah compliant financing

  • quick approvals

  • competitive profit rate

Off-Plan Sale

Expat Home Finance

  • Financing amount up to 20 million riyals

  • Possibility of financing many types of real estate

  • Payment of installments is made from the property’s revenues on a quarterly, semi-annual, or annual basis

  • Financing period up to 20 years

Expat Home Finance

Off-Plan Product for Non-REDF Customers

  • Annual Profit Rate starts from 7.75%

  • Financing Amount up to SAR 5 Million.

  • Accepting all customers, whether Saudi or Resident.

Off-Plan Product for Non-REDF Customers

Property Power

  • financing period of up to 30 years

  • Shariah compliant financing

  • quick approvals

  • competitive profit rate

Property Power

Explanatory Examples

Explanatory Examples

Explanatory Examples

Car Showrooms

Drive away in the car of your dreams

Al Rajhi Bank has 11 showrooms at different locations around the Kingdom, displaying a wide collection of cars, and offering financing through installment and lease options.

Learn More

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