Financing options that meet all your needs
Turn dreams into reality with Al Rajhi Financing. From homes to cars, our flexible options help you achieve what matters most.
Financing options that meet all your needs
Auto Murabaha Finance
- flexible financing period 
- comprehensive insurance for the entire rental period 
- there are no extra fees 

Leasing Motor Bikes
- Balloon Payment Not available 
- Term 60 Months 

Used Cars Financing
- flexible financing period 
- lease tenor up to 60 months 

Auto Leasing
- competitive profit rates 
- there are no extra fees 
- ease of documentation 

Buyout
- you can get watani financing with a maturity period of up to 60 months * 
- competitive profit margin ratio 
- the speedy completion of all procedures for the customer’s financing request 
- enable the customer to benefit from the financing products and other services provided by alrajhi bank 

Postponing Installments
- possibility of financing retired customers 
- the ability to apply for a financing and implement it directly through the application 
- the possibility of financing non-saudi customers 
- possibility of early repayment at any time based on the customer's request 

Top-Up
- a financing amount of up to 5 million SAR * 
- exemption from indebtedness in the event of death or total disability, god forbid 
- the possibility of consolidating the client's obligations for more than one financing in one contract 
- no guarantor is required to obtain financing 

Personal Finance Refinance
- you can get watani financing with a maturity period of up to 60 months * 
- competitive profit margin ratio 
- the speedy completion of all procedures for the customer’s financing request 
- enable the customer to benefit from the financing products and other services provided by alrajhi bank 

Short Term Finance
- Whatever your plans and your needs even it is renewed your home, prepare weeding, or planning your children future, etc 
- Through the finance personal products, alrajhi bank offers multi options for your needs and make it easier such as the short-term finance. 

Rent Finance
- you can get watani financing with a maturity period of up to 60 months * 
- competitive profit margin ratio 
- the speedy completion of all procedures for the customer’s financing request 
- enable the customer to benefit from the financing products and other services provided by alrajhi bank 

New Personal Finance
- a financing amount of up to 5 million SAR 
- possibility of early repayment at any time based on the customer's request 
- exemption from indebtedness in the event of death or total disability, god forbid 
- no guarantor is required to obtain financing 

Watani Extra Financing (Extra)
- Based on Customer’s Additional Income 
- A feature that allows customers—whether their salary is transferred to Al Rajhi or not—to benefit from extra financing if they have an additional source of income. 

Sahlha Program
- Without profit rate. 
- Without administrative fees 

About to Retire Customers
- you can get watani financing with a maturity period of up to 60 months * 
- competitive profit margin ratio 
- the speedy completion of all procedures for the customer’s financing request 
- enable the customer to benefit from the financing products and other services provided by alrajhi bank 

Buyout
- competitive profit rate 
- flexible installment feature 
- quick approvals 
- the possibility to finance customer non-transfer salary or transferred salary 

Tharwa
- competitive profit rate 
- flexible installment feature 
- quick approvals 
- the possibility to finance customer non-transfer salary or transferred salary 

Self-construction
- financing period up to 30 years 
- insurance exemption in the event of death or total disability 
- competitive profit rate 
- the possibility to finance customer non-transfer salary or transferred salary 

Self-Construction (Demolish & Reconstruct)
- financing period up to 30 years 
- Shariah compliant financing 
- competitive profit rate 
- Flexible installment feature 

Down Payment Subsidy Feature Package for Off-Plan
- financing period of up to 30 years 
- Shariah compliant financing 
- quick approvals 
- competitive profit rate 

Your installment equals your REDF support
- financing period of up to 30 years 
- Shariah compliant financing 
- quick approvals 
- competitive profit rate 

Home Finance
- financing period of up to 30 years 
- Shariah compliant financing 
- quick approvals 
- the possibility of solidarity to buy a property. 

Off-Plan Sale
- financing period of up to 30 years 
- Shariah compliant financing 
- quick approvals 
- competitive profit rate 

Expat Home Finance
- Financing amount up to 20 million riyals 
- Possibility of financing many types of real estate 
- Payment of installments is made from the property’s revenues on a quarterly, semi-annual, or annual basis 
- Financing period up to 20 years 

Off-Plan Product for Non-REDF Customers
- Annual Profit Rate starts from 7.75% 
- Financing Amount up to SAR 5 Million. 
- Accepting all customers, whether Saudi or Resident. 

Property Power
- financing period of up to 30 years 
- Shariah compliant financing 
- quick approvals 
- competitive profit rate 

Financing options that meet all your needs
Explanatory Examples
Explanatory Examples
Explanatory Examples

Car Showrooms
Drive away in the car of your dreams 
Al Rajhi Bank has 11 showrooms at different locations around the Kingdom, displaying a wide collection of cars, and offering financing through installment and lease options. 
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