Don’t have an alrajhi bank account? Create one now
Personal finance - about to retire customers
If you are about to retire, get your personal finance with us for up to 60 months.
Features:
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/1/V123.png?h=48&iar=0&w=48)
Annual rate starts from 3.07%
![ATM](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/1/V114.png?h=48&iar=0&w=48)
You can get Watani financing with a maturity period of up to 60 months *
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/1/V123.png?h=48&iar=0&w=48)
Competitive profit margin ratio
![Land Conditions](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/1/V129.png?h=48&iar=0&w=48)
The speedy completion of all procedures for the customer’s financing request
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/1/V138.png?h=48&iar=0&w=48)
Enable the customer to benefit from the financing products and other services provided by AlRajhi Bank
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_Endeavor_Blue_ARB_App.png?h=48&iar=0&w=48)
The ability to apply for a financing and implement it directly through the application
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/1/V135.png?h=48&iar=0&w=48)
Possibility of early repayment at any time based on the customer's request
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_ID.png?h=48&iar=0&w=48)
No guarantor is required to obtain financing
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_wallet.png?h=48&iar=0&w=48)
A financing amount of up to 2 million riyals *
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/1/V12.png?h=48&iar=0&w=48)
Exemption from indebtedness in the event of death or total disability, God forbid
Product Terms and Requirements:
![Al Rajhi Bank](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D-136.png?h=48&iar=0&w=48)
Nationality:
That the customer is (citizen) on the job
![ID](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Approved_application.png?h=48&iar=0&w=48)
Minimum Salary:
![Salary Certificate](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_ID.png?h=48&iar=0&w=48)
Customer Age:
![Application Form](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_Approved_application.png?h=48&iar=0&w=48)
Employer:
That the customer is an employee of one of the approved employers within the bank
![Salary Certificate](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_ID.png?h=48&iar=0&w=48)
Customer Age
The age should not exceed 60 years for employees and 75 years for retirees (when paying the last installment)
![Salary Certificate](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Dark_Blue/D_checklist.png?h=48&iar=0&w=48)
Required Documents:
Don’t have an alrajhi bank account? Create one now
How much money can you borrow?
Product Example
Financing Amount | Maturity In Years | ||
APR | Monthly Installment Amount | ||
SAR 150,000 | 5 | 6.43 % | SAR2,884 |
You can apply easily through
![](/-/media/Project/AlrajhiPWS/Shared/Home/How-to-apply-section/Personal/howtoapplyeasily630x540_EN.png?h=540&iar=0&w=630)
![Al Rajhi Mobile App Al Rajhi Bank Mobile App](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Apps/AlRajhi_Mobile_App.png?h=72&iar=0&w=72)
alrajhi bank app
The easier and faster way to open your account. Download Now →
You can also apply through the following channels
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_ARB_Website.png?h=513&iar=0&w=513)
Apply Now
You can apply through alrajhi bank Online
![](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_IVR_headphone.png?h=512&iar=0&w=512)
Call Now
We are here for your service give us a call
![branch](/-/media/Project/AlrajhiPWS/Shared/Home/images/Icon/Endeavor_Blue/L_Bank_branch.png?h=513&iar=0&w=513)
Via Branches
There is always a branch nearby
Personal Finance Calculator :
Personal Details:
Enter Your Monthly Salary
Current Monthly Installments Paid
- SAR 500 is monthly cashback cap
- Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
- Cashback is eligible on the given credit limit.
Your Monthly Payment
SAR 0*
Your Finance Amount
SAR 0*
Total Amount Payable
SAR 0*
APR
0%
Payable Period
Months
Interested or have an inquiry?
We are more then Happy to help you Exceed your Goals in the Right ways.
You Can
- SAR 500 is monthly cashback cap
- Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
- Cashback is eligible on the given credit limit.