• 1% on your international spend

• 0.60% on your domestic spend

• 0.20% on other spend*

• Only POS and E-Commerce transactions will be considered as eligible spend to qualify for the cashback. Card should be active.

• alrajhi bank reserves the right to amend or cancel this promotion at its sole discretion

• Fees and commissions

• Balance transfer

• Disputed transactions

• Cash withdrawal from the card, local and international cash withdrawal operations, and debt transfer

• Transactions via the Sadad payments system and operations through digital wallets and digital channels of Al Rajhi Bank

• Transactions that Al Rajhi Bank deems disputed, erroneous, unauthorized, illegal, or fraudulent

• Donations

• Unclassified public transport services.

• Wire transfer money order

• Financial INST/Manual cash - Auto Cash

• Financial INST/Merchandise

• NON-FIN INST/FC/MO/TC

• Visa mobile money transfer

• Non-financial institutions

• Chartable/soc service orgs

• Service stations [Garages]

• Automated Gasoline [Petrol] Dispensers

• Transportation services

• Taxi

• Variety food stores (date shops/organic products shops/health meals/natural honey shops and similar stores)

• Automobile [Car] And Truck Dealers (New And Used) Sales, Service, Parts - Automobile [Car] And Truck - Dealers (Used Only) Sales - Government Services, Not Elsewhere Classified - Tax Payments - Court Costs, Including Alimony [Maintenance] And Child Support - Bail and Bond Payments – Fines - Utilities/Elec/Gas/H2O/Sani - Service Stations [Garages] - Automated Gasoline [Petrol] Dispensers - Telecommunication Equipment (maximum 0.20 SAR per transaction) - Elementary [Primary] And Secondary Schools (maximum 0.20 SAR per transaction) - Business And Secretarial Schools - Vocational And Trade Schools - Correspondence Schools - Automobile [Car] Parking Lots And Garages - Local & Suburban Commuter Passenger Transport & Ferries – Railways - Transportation services – Taxi - Bus Lines, Charters, Tour Buses - Real Estate Agents And Managers / Rentals - Automobile Rental Agency - Telecom Providers - Telecom Providers - Variety Stores - Miscellaneous Food Stores - Candy, Nut and Confectionery Stores - Women's Ready-To-Wear Stores - Family Clothing Stores - Gift, Card, Novelty and Souvenir Shops - Grocery Stores and Supermarkets - Eating Places and Restaurants - Cosmetic Stores - QR

• 12 % discount on Agoda hotels and vacation rentals globally

• 15 % discount at 100+ IHG Hotels & Resorts

• Visa Luxury Hotel Collection benefits composed of 900+ intriguing and prestigious properties globally

• 11% discount on Gettransfer.com

• Up to 10% discount on car rentals worldwide plus SIXT Gold Membership

• 10% discount on Rentalcars.com

• Cardholders either need to call in advance to book or download the SpikesOn app to book and pay via the app.

• Personal Accident Benefits up to US$ 250,000

• Emergency Medical Expenses up to US$ 50,000

• Evacuation and Repatriation Expenses up to US$ 500,000

• Travel delay US$ 42 per hour up to 500

• Baggage delay US$ up to US$ 250

• Loss of travel documents up to US$ 100

• payments by single invoice when a company has transferred money to a bank but cannot receive a refund from an employee;

• invoices that the company has paid to the bank but cannot receive a refund from an employee;

• individual invoice for which the company refunded money to the employee, but the employee did not pay the bank;

• unauthorized payments;

• issuance of a corporate card to temporary personnel or contractors.

• Sum ensured: US$ 25,000 – for cardholder & US$ 1,650,000 – for company