Cashback Card
up to 10% cashback
up to 10% cashback on your daily spends on dining, supermarkets, online shopping and other domestic or international purchases.
Airport lounge access
Access to 25 global airport lounges
Extend your warranty on eligible purchases
Platinum Cashback Plus Card
A Credit Card that gives you up to 10% cashback on your daily spends on dining, supermarkets, online shopping and other domestic or international purchases.
Card Features
Get key features and conveniences with card, designed to enhance your banking experience.
Airport lounge access
Access to 25 global airport lounges
up to 10% cashback
up to 10% cashback on your daily spends on dining, supermarkets, online shopping and other domestic or international purchases.
Global access
Accepted at over 30M+ local & international POS and 900,000 ATMS worldwide.
Cash Withdrawl
Local & international cash withdrawal up to 30% of your credit limit
Contactless Payments
MadaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.
3D secure
More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.
Instant Notification
Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.
Extend your warranty on eligible purchases
Benefits
- Access to 25 global airport lounges through the Visa Airport Companion app.
- Purchase protection lost, stolen or damaged goods purchased using credit cards.
- Extend your warranty on eligible purchases
- Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:• Controlling the credit limit of the additional card• Receiving the credit limit of the additional card• Sending notifications and verification codes directly to the additional cardholder
- 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
- Enjoy the flexibility of paying as low as 5% of your monthly card statement.
- “Visa checkout” the easier pay online service
- Instant Discounts, enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Credit Card
Airport Services
- Access to over 25 global airport lounges through the Visa Airport Companion App.
- *Starting from October 1, 2024, access to global airport lounges will be available only through the “Visa Airport Companion” app. download the app now and register using alrajhi bank cards.
- Exclusive airport dining offers with 200+ restaurants globally through Visa Airport Companion program during “Visa Dine & Travel” App.
Hotel
- Discount and Offers on the Hotels and Resorts, offer Valid until Jan 2024 through
- Enjoy up to 25% off at selected properties with “Jumeirah Hotel Offers”. To review the updated list of hotels.
- “Avis” Car Rental Offers.• Up to 20% discount on Standard Rates.• Up to 10% off retails rates.
- Budget Car Rental Offers
Simply rent your car with Budget and get a 10% discount worldwide. To avail the discount,
Cashback Earn Rate:
Enjoy the best-in-class cashback on everyday spending and redeem your cashback through alrajhi bank app.
| Merchant Category | Cashback Earn Rate | Maximum Monthly Cashback |
|---|---|---|
| Dining | 10% | § 200 |
| Local Supermarkets | 6% | § 200 |
| Online shopping | 2% | § 50 |
| Other International Spend | 1.5% | § 200 |
| Other Local Spend | 0.5% | |
| Total Monthly Cashback Cap | § 500 | |
Example 1
Examples for saving based on your monthly spending:
| Merchant Category | Cashback Earn Rate | “Customer” Monthly Spend | Cashback Calculation | Maximum Monthly Cashback |
|---|---|---|---|---|
| Dining | 10% | § 2,000 | § 2,000 x 10% | § 200 |
| Supermarkets | 6% | § 1,250 | § 1.250 x 6% | § 200 |
| Online shopping | 2% | § 500 | § 500 x 2% | § 50 |
| Other Local Spend | 1.5% | § 100 | § 100 x 1.5% | § 200 |
| Other International Spend | 0.5% | § 1,500 | § 1,500 x 0.5% | |
| Total Spend | § 5,350 | |||
| Total Cashback Earned | 294 § | |||
Example 2
Examples for saving based on your monthly spending:
| Merchant Category | Cashback Earn Rate | “Customer” Monthly Spend | Cashback Calculation | Maximum Monthly Cashback |
|---|---|---|---|---|
| Dining | 10% | § 2,000 | § 2,000 x 10% | § 200 |
| Supermarkets | 6% | § 2,700 | § 2,700 x 6% | § 162 |
| Online shopping | 2% | § 2,300 | § 2,300 x 2% | § 46 |
| Other Local Spend | 0.5% | § 1,500 | § 1,500 x 0.5%= § 7.05 | § 30 |
| Other International Spend | 1.5% | § 1,500 | § 1,500 x 1.5%= § 22.5 | |
| Total Spend | § 10,000 | |||
| Total Cashback Earned | § 438 | |||
- Cashback will be credited to customer’s cashback wallet once merchant, which might take 2 to 14 days from the transaction date, successfully settles the transaction.
Cashback caps will be applied on statement cycle.
Cashback will be applied on eligible merchants based on terms and conditions.
Eligible MCC for cashback: (Dining: 5812 , 5813 , 5814), (Groceries: 5411 ,5451, 5422), (Ecomm: 4829, 6010, 6011, 6012, 6051, 6536, 6540, 3333, 8398, 1111, 9999, 7276, 8111, 7393, 9311)
| Schedule of Charges | Fee |
|---|---|
| Annual primary card | § 250 |
| Supplementary card | 2 free cards§ 50 for each Additional Card |
| Profit rate (Monthly) | 2.2% |
| Minimum payment | 5% of the amount or § 100 whichever is higher |
| Foreign Transaction Fee | 2% |
| Replacement fee | § 15 |
| Cash Withdrawal (via ATM)/Transfer from card to current account | 3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500 |
| Wrong Dispute | § 25 |
| Inquiry at ATM | SAR 1.5 |
| Schedule of Charges | Fee |
|---|---|
| Annual primary card | § 250 |
| Supplementary card | 2 free cards§ 50 for each Additional Card |
| Profit rate (Monthly) | 2.2% |
| Minimum payment | 5% of the amount or § 100 whichever is higher |
| Foreign Transaction Fee | 2% |
| Replacement fee | § 15 |
| Cash Withdrawal (via ATM)/Transfer from card to current account | 3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500 |
| Wrong Dispute | § 25 |
| Inquiry at ATM | SAR 1.5 |
Bank Account
Existing bank account with alrajhi bank.
National ID/Iqama
Copy Of Valid ID (National ID/Iqama)
Application Form
Fill & submit application form.
Terms of Conditions
Approve the terms and conditions
Calculate Your Cashback!
Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222
Dining
Groceries
E-Commerce
Local Spend
International Spend
Total Yearly Cashback Earned
SAR 0.00
Total Monthly Cashback Earned
SAR 0.00
SAR 6000 is yearly cashback cap
Cashback is eligible on transactions done in the eligible cashback categories. As per T&C
Cashback is eligible on the given credit limit.
Apply Now
Discover the Al-Rajhi banking app
Apply Now
Apply via Al Rajhi Bank Online
Call Now
We're here to help—just give us a call
Via Branches
There is always a branch nearby
Frequently Asked Questions:
Get answers to the most frequently asked questions about our service.