Platinum Cashback Plus Card

Cashback Card

up to 10% cashback

up to % 10 cashback on your daily spends on Food delivery apps, dining, supermarkets, and other domestic or international purchases.

Airport lounge access

Access to 25 global airport lounges

0% Profit Margin Tasaheal

You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners

Terms and conditions Apply Now

Platinum Cashback Plus Card

A Credit Card that gives you up to % 10 cashback on your daily spends on dining, supermarkets, and other domestic or international purchases.

Card Features

Get key features and conveniences with card, designed to enhance your banking experience.

Airport lounge access

Access to 25 global airport lounges

up to 10% cashback

up to % 10 cashback on your daily spends on Food delivery apps, dining, supermarkets, and other domestic or international purchases.

Global access

Accepted at over 30M+ local & international POS and 900,000 ATMS worldwide.

Cash Withdrawl

Local & international cash withdrawal up to 30% of your credit limit

NFC (Near Field Communication)

Enjoy fast and easy payments with (NFC) technology through MADA Pay, Samsung Pay, and Apple Pay, allowing you to pay for your purchases directly at point-of-sale terminals.

3D secure

More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Instant Notification

Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

0% Profit Margin Tasaheal

You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners

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Card Benefits

Access to 25 global airport lounges through the Visa Airport Companion app.
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Gives you up to % 10 cashback on your daily spends on Food delivery apps,dining, supermarkets, and other domestic or international purchases.
Purchase protection lost, stolen or damaged goods purchased using credit cards.
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Extend your warranty on eligible purchases
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Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:
0% Tasaheal Program You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
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Enjoy the flexibility of paying as low as 5% of your monthly card statement.
“Visa checkout” the easier pay online service

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Card Offers

Instant Discounts: Enjoy a unique collection of offers and experiences across travel, dining, wellness and more.
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10% discount at Budget rental cars.
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Up to 35% discount at Avis Car Rental.
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Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with ENTERTAINER app.
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Cashback Earn Rate:

Enjoy the best-in-class cashback on everyday spending and redeem your cashback through alrajhi bank app. The below schedule is effective from 3 Aug 2026.

Card Type	Platinum
Merchant Category	Cashback Earn Rate
Food Delivery App	10%
Dining	5%
Supermarkets	5%
Other Local Spend	0.5%
Other International Spend	2%
Total Monthly Cashback Cap	§ 500

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Example 1

Examples for saving based on your monthly spending:

Merchant Category	Cashback Earn Rate	“Customer” Monthly Spend	Cashback Calculation	Maximum Monthly Cashback
Local Supermarkets	5%	SAR 3,700	SAR 3,700 x 5%	SAR 185
Local Dining	5%	§ 1,500	§ 1.500 x 10%	§ 75
International purchase	2%	§ 2000	2000 § × 2%	40 §
Other Local Spend	0.5%	1500 §	1500 § × 0.5%	7.5 §
Total Spend	§ 8,700
Total Cashback				307.5 §

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Example 2

Examples for saving based on your monthly spending:

Merchant Category	Cashback Earn Rate	“Customer” Monthly Spend	Cashback Calculation	Maximum Monthly Cashback
Food Delivery App	10%	§ 1,700	§ 1,700 x 10%	§ 170
Local Dining	5%	§ 1,000	§ 1,000 x 10%	§ 100
International purchase	2%	§ 2,500	§ 2,500 x 2%	§ 50
Other Local Spend	0.5%	§ 1,300	§ 1,300 x 0.5%	§ 6.5
Total Spend	§ 6,500
Total Cashback Earned				§ 276.5

Cashback will be credited to customer’s cashback wallet once merchant, which might take 2 to 14 days from the transaction date, successfully settles the transaction.
Cashback caps will be applied on statement cycle.
Cashback will be applied on eligible merchants based on terms and conditions.
Eligible MCC for cashback: (Local Dining: 5812 , 5813 , 5814), (Local Supermarkets: 5411 ,5451, 5422)

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Schedule of Charges	Fee
Annual primary card	§ 250
Supplementary card	2 free cards§ 50 for each Additional Card
Profit rate (monthly)	2.5%**
Minimum payment	5% of the amount or § 100 whichever is higher
Foreign Transaction Fee	2%
Replacement fee	§ 15
Cash Withdrawal (via ATM)/Transfer from card to current account	3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500
Wrong Dispute	§ 25
Inquiry at ATM	SAR 1.5

** This profit shall apply to all new contracts, including (the issuance of a new card, any increase or decrease to the card’s credit limit, and the renewal of the card agreement, which occurs every 9 years from the original issuance date).

* Effective Date July 19, 2025

Financing and Savings Products For Individuals

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Schedule of Charges	Fee
Annual primary card	§ 250
Supplementary card	2 free cards§ 50 for each Additional Card
Profit rate (monthly)	2.5%**
Minimum payment	5% of the amount or § 100 whichever is higher
Foreign Transaction Fee	2%
Replacement fee	§ 15
Cash Withdrawal (via ATM)/Transfer from card to current account	3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500
Wrong Dispute	§ 25
Inquiry at ATM	SAR 1.5

* Effective Date July 19, 2025

Financing and Savings Products For Individuals

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Bank Account

Existing bank account with alrajhi bank.

National ID/Iqama

Copy Of Valid ID (National ID/Iqama)

Application Form

Fill & submit application form.

Application

Terms of Conditions

Approve the terms and conditions

Terms and Conditions

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Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

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How to apply

Discover the Al-Rajhi banking app

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Apply Now

Apply via Al Rajhi Bank Online

Call Now

We're here to help—just give us a call

800 124 1222

Via Branches

There is always a branch nearby

See all branches

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Frequently Asked Questions:

Get answers to the most frequently asked questions about our service.

up to 10% cashback

Airport lounge access

0% Profit Margin Tasaheal

Platinum Cashback Plus Card

Card Features

Airport lounge access

up to 10% cashback

Global access

Cash Withdrawl

NFC (Near Field Communication)

3D secure

Instant Notification

0% Profit Margin Tasaheal

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Card Benefits

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Card Offers

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Cashback Earn Rate:

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Example 1

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Example 2

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Bank Account

National ID/Iqama

Application Form

Terms of Conditions

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Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

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How to apply

Discover the Al-Rajhi banking app

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Apply Now

Call Now

Via Branches

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Don’t have an alrajhi bank account?

Frequently Asked Questions:

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Personal

Business

About alrajhi bank

Help & Support

Card Features

Airport lounge access

up to 10% cashback

Global access

Cash Withdrawl

NFC (Near Field Communication)

3D secure

Instant Notification

0% Profit Margin Tasaheal

Card Benefits

Card Offers

Cashback Earn Rate:

Example 1

Example 2

Bank Account

National ID/Iqama

Application Form

Terms of Conditions

Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

Discover the Al-Rajhi banking app

Apply Now

Call Now

Via Branches

Frequently Asked Questions:

Personal