Cashback Card

up to 10% cashback

Earn up to 10% cashback on your daily spends on dining, supermarkets, online shopping and other.

Airport lounge access

Access to over 1,200 global airport lounges.

Extended warranty on Purchases

`
`

Signature Cashback Plus Card

Spend & save up to 10% with Signature Cashback Plus Card

A credit card that gives you up to 10% cashback on your daily spends on dining, supermarkets, online shopping, and other local and international purchases.

Card Features

Get key features and conveniences with card, designed to enhance your banking experience.

Airport lounge access

Access to over 1,200 global airport lounges.

up to 10% cashback

Earn up to 10% cashback on your daily spends on dining, supermarkets, online shopping and other.

Global Access

Use at 30M+ POS and 900,000 ATMs worldwide.

Cash Withdrawal

Access up to 30% of your credit limit worldwide.

Contactless Payments

MadaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

3D Secure

More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Instant Notifications

Free alerts to track your finances effortlessly.

Extended warranty on Purchases

Benefits

  • Access to 1,000 global airport lounges through the Visa Airport Companion app.
  • Free Travel insurance

    Complimentary Multi-trip Travel Insurance (MTTI) program

  • Purchase protection

    Purchase protection lost, stolen or damaged goods purchased using credit cards.

  • Extend your warranty on eligible purchases
  • 24/7 All day global Concierge services that can assist you with your needs, flights bookings, hotels, car rental, and events tickets etc.

    From inside Saudi Arabia, please call 8008443488 or from outside Saudi Arabia, please call +97143611234 or through WhatsApp services +447520631645 to take advantage of this service.

  • Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:
      Controlling the credit limit of the additional card
      Receiving the credit limit of the additional card
      Sending notifications and verification codes directly to the additional cardholder
  • 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
  • Enjoy the flexibility of paying as low as 5% of your monthly card statement.
  • “Visa checkout” the easier pay online service
  • Instant Discounts, enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Credit Card

Airport Services

  • Access to over 1,200 global airport lounges through the Visa Airport Companion App.
  • *Starting from October 1, 2024, access to global airport lounges will be available only through the “Visa Airport Companion” app. download the app now and register using alrajhi bank cards.
  • Exclusive airport dining offers with 200+ restaurants globally through Visa Airport Companion program during “Visa Dine & Travel” App.

Hotel

  • Discount and Offers on the Hotels and Resorts, offer Valid until Jan 2024 through
  • Enjoy up to 25% off at selected properties with “Jumeirah Hotel Offers”. To review the updated list of hotels.
  • “Avis” Car Rental Offers.
      Up to 20% discount on Standard Rates.
      Up to 10% off retails rates.
  • Budget Car Rental Offers

    Simply rent your car with Budget and get a 10% discount worldwide. To avail the discount,

Cashback Earn Rate:

Enjoy the best-in-class cashback on everyday spending and redeem your cashback through alrajhi bank app.

Merchant CategoryCashback Earn Rate Maximum Monthly Cashback
Local Dining 10%§ 200
Local Supermarkets 6% § 200
Online shopping 2% § 50
Other International Spend 1.5%§ 200
Other Local Spend 0.5%
Total Monthly Cashback Cap § 500

Example 1

Examples for saving based on your monthly spending:

Merchant Category Cashback Earn Rate“Customer” Monthly Spend Cashback Calculation Maximum Monthly Cashback
Dining 10%SAR 2,000SAR 2,000 x 10% SAR 200
Supermarkets 6% § 1,250 § 1.250 x 6% § 75
Online shopping 2% § 500 500 § × 2% 10 §
Other Local Spend 1.5% 100 § 100 § × 1.5%= 1.5 § 9 §
Other International Spend 0.5%1,500 § 1,500 § × 0.5%= 7.5 §
Total Spend§ 5,350
Total Cashback Earned294 §

Example 2

Examples for saving based on your monthly spending:

Merchant Category Cashback Earn Rate“Customer” Monthly Spend Cashback Calculation Maximum Monthly Cashback
Dining 10%§ 2,000 § 2,000 x 10% § 200
Supermarkets 6% § 2,700 § 2,700 x 6% § 162
Online shopping 2% § 2,300 § 2,300 x 2% § 46
Other Local Spend 1.5% § 1,500 § 1,500 x 0.5%= § 7.05 § 30
Other International Spend 0.5%§ 1,500 § 1,500 x 1.5%= § 22.5
Total Spend§ 10,000
Total Cashback Earned§ 438
  • Cashback will be credited to customer’s cashback wallet once merchant, which might take 2 to 14 days from the transaction date, successfully settles the transaction.
  • Cashback caps will be applied on statement cycle.
  • Cashback will be applied on eligible merchants based on terms and conditions.
  • Eligible MCC for cashback: (Local Dining: 5812 , 5813 , 5814), (Local Supermarkets: 5411 ,5451, 5422)
Schedule of ChargesFee
Annual primary card§ 450
Supplementary card2 free cards § 50 for each Additional Card
Profit rate (Monthly)2.2%
Minimum payment5% of the amount or § 100 whichever is higher
Foreign Transaction Fee 2%
Replacement fee§ 15
Cash Withdrawal (via ATM)/Transfer from card to current account 3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500
Wrong Dispute§ 25
Inquiry at ATM§ 1.5

* Effective Date July 19, 2025

 

 

Financing and Savings Products For Individuals

Bank Account

Existing bank account with alrajhi bank.

National ID/Iqama

Copy Of Valid ID (National ID/Iqama)

Application Form

Fill & submit application form.

Terms of Conditions

Approve the terms and conditions

Calculate Your Cashback!

Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222

Dining

SAR 0

Groceries

SAR 0

E-Commerce

SAR 0

Local Spend

SAR 0

International Spend

SAR 0

Total Yearly Cashback Earned

SAR 0.00

Total Monthly Cashback Earned

SAR 0.00

  • SAR 6000 is yearly cashback cap

  • Cashback is eligible on transactions done in the eligible cashback categories. As per T&C

  • Cashback is eligible on the given credit limit.

Apply Now

Discover the Al-Rajhi banking app

Apply Now

Apply via Al Rajhi Bank Online

Call Now

We're here to help—just give us a call

Via Branches

There is always a branch nearby

Frequently Asked Questions:

Get answers to the most frequently asked questions about our service.