alrajhi bank Credit Card “Charge Card”

Terms and Conditions

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Infinite Charge Credit Card

Because we always strive to create everything in line with your lifestyle, and you deserve nothing less than excellence, we have designed your Visa Infinite card to meet all your needs and aspirations.

It is your companion in solutions and comfort

Cards Benefits

Free Cards

Additional Cards For Family Members.

Paying 100% of the monthly Card statement.

airport lounge

Enjoy access to over 1000 airport lounges globally though “Lounge Key” Program.

Extended Warranty

Extended Warranty For Purchases Using Your Credit Card.

Extended Warranty

24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.

earn point

mokafaa Program allows you to earn 4 points domestic per SAR 1 in your purchasing and 6 points in international with your card.

  1. Redeem your mokafaa points at over 100 merchants using your mobile number directly.
  2. Convert your mokafaa points to flyer miles via Al Rajhi bank app.
  3. Transfer reward points to any alrajhi bank customer registered in the program.
  4. Donate and transfer reward points to one of the charitable societies listed in the program.

Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Infinite Charge Credit Card

Safe Online Shopping

Safe Online Shopping.

0% Monthly Profit Margin

Visa Checkout

Purchase Protection Lost, Stolen Or Damaged Goods Purchased Using Credit Cards.

Card Features


Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.


Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near field Communication

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.


Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

Free protection

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges Fee
Card issuance

SAR 370

Now Free for Life Valid till 31 March 2024 

Annual fees

SAR 320

Now Free for Life Valid till 31 March 2024 

Supplementary Card issuance fee SAR 180
Supplementary Card Annual fees SAR 145
Foreign Transaction Fee 2.75%
Request to increase/decrease the temporary credit limit SAR 25
Replacement fees SAR 25
Cash Withdrawal fee (alrajhi bank ATM’s) SAR 21
Cash Withdrawal fee from domestic / international ATM’s bank SAR 30
Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets* SAR 9
Wrong Dispute SAR 30

* Effective date January 3, 2024

Required Documents:

Al Rajhi Bank

Existing bank account with Al Rajhi bank.


Copy Of Valid ID (National ID/Iqama)

Salary Certificate

Salary Certificate mentioning employments from employee

Application Form

Fill & submit application form. Submit Now

 Terms & Conditions

Approve the Terms & Conditions

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You can also apply through the following channels

Apply Now

You can apply through alrajhi bank Online

Call Now

We are here for your service give us a call


Via Branches

There is always a branch nearby

Tutorial Videos

Tutorial Videos

Frequently Asked Questions:

The Card offered by Al Rajhi Bank is a fully sharia compliant Card and offer unparalleled benefits tailored to your needs.
No interest or profit charges on card, you have to pay 100% of the amount due on your card’s monthly statement.
Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.

Alternatively ,Please follow steps outlined in :


TOLL FREE WITHIN KSA  +966 92000 33 44

Al Rajhi bank app

Al Rajhi Online.

Yes. Card is secured by “Verified by VISA (VBV)” for online shopping & purchases you make.
Yes. A supplementary Card can be issued to your family members upon your request.
You can view all transactions done with your card through AlRajhi Mobile or Al Mubasher-online banking.
Al Rajhi bank deduct all monthly transactions balance from the card on (26) of the calendar month following month of use.