Flexible Monthly Payment

Terms and Conditions

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Infinite Credit Card

Flexible Monthly Payment

Are you thinking of getting a fully Sharia compliant Credit Card having a high limit with a flexible repayment?

Al Rajhi Bank introduces the Infinite Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

The card is based on giving you a fully Sharia compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals.

Cards Benefits

Free Cards

Free Additional Cards For Your Immediate Family Members Give Them The Same Features And Benefits As Per Your Primary Card.

Free Cards

 Earn 150,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date.

airport lounge

Enjoy Access At Over 1000 Airport Lounges Globally Though “Lounge Key” Program And Up To 30% Discount On “Meet And Greet” At Over 500 Airports.

Kiwi Collection

Exclusive perks with Kiwi Collection, the world’s largest and most diverse and curated collection of luxury hotels including:

  • Automatic room upgrade upon arrival, when available
  • Late check-out upon request, when available
  • $25 USD food or beverage credit
  • Complimentary continental breakfast daily
earn point

mokafaa Program Allows You To Earn 4 Points Per SAR 1 Domestic Spend And 6 Points On International Spend With Your Card 

  1. Redeem your mokafaa points at over 100 merchants using your mobile number directly.
  2. Convert your mokafaa points to flyer miles via Al Rajhi bank app.
  3. Transfer reward points to any alrajhi bank customer registered in the program.
  4. Donate and transfer reward points to one of the charitable societies listed in the program.

Complimentary Travel Insurance provided by Visa International, for details and how to avail the insurance policy.

Extended Warranty

24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc. Please call +97143611234 or +442078502829 or through WhatsApp services +447874023129 to take advantage of this service.

Tasaheal Program

0% Tasaheal Program, You Can Convert Your Transactions Into Equal And Flexible Monthly Installments With 0% Profit Margin And ZERO Processing Fee Through Program Partners

Flexibility Of Payment

Enjoy The Flexibility Of Paying As Low As 5% Of Your Monthly Card Statement.


Instant Discounts, Enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Infinite Credit Card

Extended Warranty

Extended Warranty For Purchases Using Your Credit Card.

Visa Checkout


  1. Complimentary Multi-trip Travel Insurance (MTTI) program.
  2. Purchase protection lost, stolen or damaged goods purchased using credit cards.
  3. Extend your warranty on eligible purchases
Visa Checkout

“Visa Checkout” The Easier Pay Online Service

Card Features


Cash Withdrawal, Local & international cash withdrawal up to 30% of your credit limit.


Accepted at over 30 million local & international POS including 900,000 ATMS worldwide.

Near field Communication

Near-field Communication (NFC), madaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.


Instant Notifications, A free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

Free protection

3D Secure, More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Fees and Charges

Schedule of Charges Fee
Annual Primary Card SAR 990

Now Free for Life Valid till 30 June 2024.

Supplementary Card* 2 free cards
SAR 50 for each Additional Card
Monthly Profit Rate 2.2%
Monthly Minimum Payment 5% or SAR 100 whichever is higher
Additional fee on International Transactions 2.75%
Replacement SAR 50
Cash Withdrawal fee / Amount transfer Fees \Transfer to electronic payment wallets** SAR 75
Wrong Dispute Fee SAR 50
Application of Purchase Voucher Copy SAR 150

*Effective date December 10, 2023

** Effective date January 3, 2024

Financing And Savings Products For Individuals

Required Documents:

Al Rajhi Bank

Existing bank account with Al Rajhi bank.


Copy Of Valid ID (National ID/Iqama)

Salary Certificate

Salary Certificate Mentioning Employments From Employee

Application Form

Fill & Submit Application Form. Submit Now

Don’t have an alrajhi bank account? Create one now

You can apply easily through

Al Rajhi Mobile App

alrajhi bank app

 Download Now →

You can also apply through the following channels

Apply Now

You can apply through alrajhi bank Online

Call Now

We are here for your service give us a call


Via Branches

There is always a branch nearby

Tutorial Videos

Tutorial Videos

Example: Descriptive Examples showing the APR based on the credit limit

Example 1 2 3
Due Amount SAR 75,000 SAR 100,000 SAR 150,000
APR 26.97% 26.19% 25.4%
Finance APR 23.88% 23.88% 23.88%
Minimum Payment Amount % 5% 5% 5%
Months Until Balance Repaid* 140 Months 149 Months 162 Months

* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

*APR may change based on the change in the financing amount and due date.

Frequently Asked Questions:

The Card offered by Al Rajhi Bank is a fully sharia compliant Card based on Islamic principle and offer unparalleled benefits tailored to your needs.
The card is based on Murabaha financing wherein purchase and sale of commodity is consented by the customer for the issuance of Card.
The Card offers you lowest ever profit rate of 1% per month as a part of monthly Murabaha installment on your Card. However, upon full payment of your outstanding on due date, full rebate equivalent to your installment will be credited into your Card account. This way the impact of profit is void.
Upon receiving the Card from courier, you need to activate it by logging into Al Mubasher (online banking) or calling our toll free number 800 124 1222. Since this Card is secured by “Chip & Pin” feature, you also need to setup your PIN code while activating your Card.
Yes. Card is secured by “Verified by VISA (VbV)” for online shopping & purchases you make.
Yes. A supplementary Card can be issued to your family members upon your request.
A minimum 5% of your bill will be deducted automatically from your current account. However, you can pay any amount against your Card bill online via Al Mubashar using “advance payment” option.
Alternatively ,Please follow steps outlined in : CALL TOLL FREE WITHIN KSA 92000 33 44 TOLL FREE WITHIN KSA +966 92000 33 44 Al Rajhi Mobile App Al Rajhi Online.