Signature Credit Card

Credit Card

airport lounges access

Access to 1,200 global airport lounges

Mokafaa program

Earn 75,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date

Travel Insurance

Enjoy every moment of your travel experience, when you pay for your trip using Visa Signature card receive comprehensive travel insurance for up to 90 days.

Terms and Conditions Apply Now

Signature Credit Card

Al Rajhi bank introduces the Signature Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

Card Features

Get key features and conveniences with card, designed to enhance your banking experience.

airport lounges access

Access to 1,200 global airport lounges

Mokafaa program

Earn 75,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date

Global Access

Accepted at over 30M+ local & international POS and 900,000 ATMS worldwide.

Cash Withdrawal

Local & international cash withdrawal up to 30% of your credit limit

NFC (Near Field Communication)

Enjoy fast and easy payments with (NFC) technology through MADA Pay, Samsung Pay, and Apple Pay, allowing you to pay for your purchases directly at point-of-sale terminals.

3D Secure

More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Instant Notifications

Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

Travel Insurance

Enjoy every moment of your travel experience, when you pay for your trip using Visa Signature card receive comprehensive travel insurance for up to 90 days.

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Card Benefits

Mokafaa Program Allows You To
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24/7 global Concierge services that can assist you with your needs flights bookings, hotels, car rental, and events tickets etc.
From inside Saudi Arabia, Please call 8008443488 or from outside Saudi Arabia, please call +97143611234 or through WhatsApp services +447520631645 to take advantage of this service.
• Purchase protection lost, stolen or damaged goods purchased using credit cards.
Purchase protection
• Extend your warranty on eligible purchases
Extend your warranty
Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:
% 0 Tasaheal Program You can convert your transactions into equal and flexible monthly installments with % 0 profit margin and ZERO processing fee through program partners
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Enjoy the flexibility of paying as low as 5% of your monthly card statement.
“Visa checkout” the easier pay online service

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Travel

Access to over 1,200 global airport lounges through the Visa Airport Companion app.
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Travel Insurance provided by Visa:
For more details and Terms and conditions please
Click here

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Card Offers

Instant Discounts: Enjoy a unique collection of offers and experiences across travel, dining, wellness and more.
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Up to 20% discount on YQ Airport Meet & Assist service for reception and assistance at over 450 international airport destinations
Exclusive airport dining offers with 200+ restaurants globally through Visa Airport Companion program at Visa Dine & Travel App.
Up to 15% discount on car rentals worldwide + Platinum membership at SIXT.
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10% discount at Budget rental cars.
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10% discount at Rentalcars.com.
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Up to 35% discount at Avis Car Rental.
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15% discount at IHG Hotels & Resorts.
Up to 20% discount at Jumeirah Hotel & Resort.
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12% discount at Agoda Hotel & Resort.
Elite Hotels offered with Visa Luxury Hotel Collection, which includes:
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Book your adventures and activates with BookingBASH website and app to enjoy Up to 50% discount for your eTickets.
Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with ENTERTAINER app.
Learn more

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Schedule of Charges	Fee
Annual Primary Card	Zero issuance fees and Annual fees valid from 1 April till 30 June 2026
Supplementary Card	2 free cards SAR 50 for each Additional Card
Profit rate (monthly)	2.5%**
Monthly Minimum Payment	5% or SAR 100 Whichever is higher
Additional fee on International Transactions	2%
Replacement	SAR 15
Cash Withdrawal (via ATM)/Transfer from card to current account	3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500
Wrong Dispute Fee	SAR 25
Inquiry at ATM	SAR 1.5
Cash Withdrawal (Adding money to e-wallets)	Free

** This profit shall apply to all new contracts, including (the issuance of a new card, any increase or decrease to the card’s credit limit, and the renewal of the card agreement, which occurs every 9 years from the original issuance date).

* Effective Date July 19, 2025

Financing and Savings products for individuals

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Example: Descriptive Examples showing the APR based on the credit limit

Example	1	2	3
Due Amount	SAR 20,000	SAR 50,000	SAR 75,000
APR	33.27%	27.58%	27.3%
Finance APR	23.88%	23.88%	23.88%
Minimum Payment Amount	5%	5%	5%
Months Until Balance Repaid	98 Months	128 Months	140 Months

* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.

*APR may change based on the change in the financing amount and due date.

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Bank Account

Existing bank account with alrajhi bank.

National ID/Iqama

Copy Of Valid ID (National ID/Iqama)

Salary Certificate

Salary certificate mentioning employments from employee

Application Form

Fill & submit application form.

Application

Terms of Conditions

Approve the terms and conditions

Terms and Conditions

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Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

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Credit Card Calculator

Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222

Select Account Type

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Select Your Nationality

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Enter Your Monthly Salary (SAR)

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Current Monthly Installments Paid (SAR)

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Select Card Category

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Credit Limit

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Select Payment Percentage

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APR

Payable Period in Months

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Foreign currency Calculator

Please note that this calculator only helps you calculate the approximate foreign currency amount and does not represent the exact amount.

Select your travel country and currency

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Transaction Amount

Cardholder Billing Amount

SAR 0

Markup Fee

SAR 0

VAT

SAR 0

Exchange Rate

SAR 0

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How to apply

Discover the Al-Rajhi banking app

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Apply Now

Apply via Al Rajhi Bank Online

Call Now

We're here to help—just give us a call

800 124 1222

Via Branches

There is always a branch nearby

See all branches

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Frequently Asked Questions:

Get answers to the most frequently asked questions about our service.

airport lounges access

Mokafaa program

Travel Insurance

Signature Credit Card

Card Features

airport lounges access

Mokafaa program

Global Access

Cash Withdrawal

NFC (Near Field Communication)

3D Secure

Instant Notifications

Travel Insurance

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Card Benefits

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Travel

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Card Offers

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Example: Descriptive Examples showing the APR based on the credit limit

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Bank Account

National ID/Iqama

Salary Certificate

Application Form

Terms of Conditions

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Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

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Credit Card Calculator

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Foreign currency Calculator

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How to apply

Discover the Al-Rajhi banking app

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Apply Now

Call Now

Via Branches

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Don’t have an alrajhi bank account?

Frequently Asked Questions:

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Personal

Business

About alrajhi bank

Help & Support

Card Features

airport lounges access

Mokafaa program

Global Access

Cash Withdrawal

NFC (Near Field Communication)

3D Secure

Instant Notifications

Travel Insurance

Card Benefits

Travel

Card Offers

Example: Descriptive Examples showing the APR based on the credit limit

Bank Account

National ID/Iqama

Salary Certificate

Application Form

Terms of Conditions

Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

Credit Card Calculator

Foreign currency Calculator

Discover the Al-Rajhi banking app

Apply Now