Down Payment Subsidy Feature Package for Off-Plan
Your property with the lowest financing profit rate Exclusively through Al Rajhi Bank
Build your home or own your residential Off-Plan unit with the lowest profit rate exclusively through Al Rajhi Bank in cooperation with the Real Estate Development Fund with “the Lowest Profit rate” Initiative for a limited period.
Un-Refundable Subsidy
Un-Refundable Subsidy up to 150,000 based on customer salary.
Profit Rate
Competitive Profit Rate.
Easy add PF
Customer can apply to PF added to the RE Finance
Payment deferment
Defer principal portion of the installment while unit under construction
How much money can you borrow?
The first step for you is to explore the amount you can borrow. Typically, you can borrow up to 53 times your salary to buy a land. The tables will give you closer idea.
Single applicant
| Your Monthly Salary | You Can Borrow 20 years | You Can Borrow 30 years | You Pay Monthly |
| SAR 5,000 | SAR 353,357 | SAR 477,454 | SAR 2,500 |
| SAR 8,000 | SAR 621,908 | SAR 840,318 | SAR 4,400 |
| SAR 10,000 |
SAR 848,057 |
SAR 1,145,889 |
SAR 6,000 |
| SAR 12,000 | SAR 1,060,071 | SAR 1,432,361 | SAR 7,500 |
| SAR 15,000 | SAR 1,272,085 | SAR 1,718,833 | SAR 9,000 |
Joint applicants
| Your Monthly Salary | Salary of Joint–Applicant | You Can Borrow 20 years | You Can Borrow 30 years | You Pay Monthly |
| SAR 5,000 | SAR 3,000 | SAR 621,908 | SAR 840,318 | SAR 4,400 |
| SAR 7,500 | SAR 5,000 | SAR 954,064 | SAR 1,289,125 | SAR 6,750 |
| SAR 10,000 | SAR 8,000 | SAR 1,272,085 | SAR 1,718,833 | SAR 9,000 |
| SAR 12,000 | SAR 10,000 | SAR 1,590,106 | SAR 2,148,541 | SAR 11,250 |
| SAR 15,000 | SAR 12,000 | SAR 1,908,127 | SAR 2,578,249 | SAR 13,500 |
Home Finance Calculator
Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222
Your Monthly Payment SAR
0*
Your Finance Amount SAR
0*
Total Amount Payable SAR
0*
APR
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