Real Estate Financing (Tharwa) for Retail Customers
Tharwa Buy-to-Let: Turn Your Property into a Reliable Income Stream
Tharwa’s Buy-to-Let product empowers property owners and investors to unlock the value of their real estate by converting rental income into long-term financing. Whether you’re purchasing a new property or leveraging an existing one, Tharwa provides access to capital without requiring salary-based commitments.
Shift existing real estate finance from salary-based repayment to rental income repayment under Tharwa.
Fixed installments, predictable and flexible payments throughout the financing term.
Tenure up to 20 years, flexible terms to maximize affordability and yield.
Eligible for all types of income-generating properties, residential or commercial units with a proven rental stream.
Financing up to § 25 million.
Eligibility up to age 70, inclusive financing across different investor profiles.
Terms and Required Documents:
Valid national ID
Property title deed
Ejar contracts
Proof of rental income (bank statement or Ejar Receipt)
Valid building permit
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