
Saving and Protection Programs
Start Your Plan To Save And Protect Your Family

Saving and Protection Programs
There are several diverse reasons to start a Saving and Protection Plan, which may include:
- Investing your savings in a way that is compatible with Islamic Sharia principles to achieve your desired goals in the long term.
- High flexibility product, allowing for any terms of the contract to be adjusted during its validity period, such as the subscription amount (increased or decreased), the coverage amount, beneficiaries, the duration of the contract, and investment funds.
- In the event of death or total disability, God forbid, Al Rajhi Takaful Company will pay the agreed protection amount or the investment amount (whichever is higher).
- Additional coverages can be selected for other protective benefits (permanent total disability, terminal illness, critical illnesses or death due to an accident, or death and disability due to an accident).
Personal path:
- Saving amount: starts from 300 SAR per month
- Duration: starting from 10 years
- Investment fund type: conservative, balanced, growth, alrajhi Private Conservative Fund
- Insurance coverage amount: starts from 50 thousand SAR
- At the end of the period, you will get the investment amount, and in the event of death, God forbid, the payment of contributions will be completed through the Takaful Fund until the specified period, and after the completion of the period, the investment amount will be paid, and this is considered protection in the children’s program

Children's path:
- Saving amount: starts from 300 SAR per month
- Duration: starting from 10 years
- Investment fund type: conservative, balanced, growth, alrajhi Private Conservative Fund
- At the end of the period, you will get the investment amount, and in the event of death, God forbid, the payment of contributions will be completed through the Takaful Fund until the specified period, and after the completion of the period, the investment amount will be paid, and this is considered protection in the children’s program

Program advantages:
- Flexibility to change all terms of the contract at any time
- Changing the subscription value, whether by increase or decrease
- Change the protection amount, whether increase or decrease
- Changing the type of investment
- Change beneficiaries
- Partial withdrawal from the investment account of the personal program after 3 years
- The ability to add an additional amount to the investment account and withdraw it at any time

Examples of Packages:
*Investment amount
Monthly Contribution in SAR | Protection Amount in SAR | *10 Years | *15 Years | *20 Years |
---|---|---|---|---|
300 SAR | 50,000 SAR | 41,498 SAR | 71,974 SAR | 110,837 SAR |
500 SAR | 90,000 SAR | 69,024 SAR | 119,632 SAR | 184,291 SAR |
1,000 SAR | 125,000 SAR | 139,191 SAR | 241,556 SAR | 371,572 SAR |
3,000 SAR | 4000,000 SAR | 413,317 SAR | 720,317 SAR | 1,106,416 SAR |
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