Credit cards
Points can be earned for (non-commercial) use/spend on all mokafaa enabled cards based on the below table:
| Product |
Local spend |
International spend |
| Visa Black (Revolving + Charge) credit |
4 |
6 |
| Visa Infinite Revolving credit |
3 |
5 |
| Visa Infinite Charge credit |
2 |
4 |
| Visa Signature Revolving credit |
3 |
5 |
| Visa Platinum Revolving credit |
1 |
4 |
| Visa Platinum Charge credit |
1 |
3 |
| Classic Charge Card |
1 |
2 |
| Visa Tasawoq Low Limit |
1 |
2 |
| Visa Lite Low Limit |
1 |
0 |
Member will earn 1 point for every § 1 spent using the eligible cards for mokafaa points for the following transactions*:
| Transaction Type |
Earn points for every § 1 spend local and international |
Maximum earning points per Transaction |
|
Local |
International |
|
| Sale of new and used cars and motorcycles, and its maintenance services |
1 point |
1 point |
100,000 Points |
| Government Payments |
1 point |
1 point |
300 Points |
| Utility Bills |
1 point |
1 point |
300 Points |
| Gas/Fuel stations |
0 point |
1 point |
100 Points |
| Telecom |
1 point |
1 point |
Without limit |
| Educational institutions |
1 point |
1 point |
Without limit |
| Public transport services (buses/trains/ferries/ships, etc.) |
1 point |
1 point |
Without limit |
| Real estate office payments |
1 point |
1 point |
Without limit |
| Fast Food Restaurants |
1 point |
Based on the card type |
No Cap |
| Variety Stores |
1 point |
Based on the card type |
No Cap |
| Candy, Nut and Confectionery Stores |
1 point |
Based on the card type |
No Cap |
| Women's Ready-To-Wear Stores |
1 point |
Based on the card type |
No Cap |
| Family Clothing Stores |
1 point |
Based on the card type |
No Cap |
| Gift, Card, Novelty and Souvenir Shops |
1 point |
Based on the card type |
No Cap |
| Automobile Rental Agency |
1 point |
Based on the card type |
No Cap |
| Grocery Stores and Supermarkets ** |
2 point |
Based on the card type |
No Cap |
| Eating Places and Restaurants ** |
2 point |
Based on the card type |
No Cap |
| Cosmetic Stores ** |
2 point |
Based on the card type |
No Cap |
**For low limit/prepaid card and platinum card it will remain as 1 point per § 1 for these categories.
*For the Low Limit Lite Card, 0 points will be awarded for every 1 SAR spent in the categories listed in the table above.
-Alrajhi Reward Points will not be earned through the following transactions:
1-Any fee and charges
2-Balance transfer
3-Disputed transactions
4-Cash withdrawals and balance transfers.
5-SADAD & wallet payments made through alrajhi Bank online and/or by utilizing any other payment channel provided by alrajhi Bank as per existing loyalty functionality
6-Transactions that alrajhi bank decides are disputed, erroneous, unauthorized, illegal and/or fraudulent
7-Charity
8-Transportation Services (Not Elsewhere Classified)
9-Miscellaneous Food Stores – Convenience Stores and Specialty Markets
10-Taxicabs and Limousines
11-Transactions intended for business purposes/commercial use/spend.
"business purposes" shall refer to any transactions made using an alrajhi bank retail credit or prepaid card that are directly related to the operation of a business or commercial enterprise. This includes, but is not limited to, the following:
a. Purchases of goods or services intended for resale or commercial use.
b. Transactions related to the payment of business expenses.
c. Any expenditures that are claimed as tax-deductible business expenses or that are reimbursed by an employer or business entity.
d. Transactions made in the course of providing services or products to clients or customers.
-The customer will earn reward points based on the earning rate applicable on the transaction settlement date
-If the card is canceled or suspended due to failure to pay any due amounts, the bank may revoke eligibility for points/Welcome points, including uncredited earned points.
Terms & Conditions Apply (Refer to detailed (mokafaa T&Cs)
