Affluent experience
A banking experience loaded with benefits and offers
- Instant account opening, 50% off transaction fees & preferred FX rates
- Access to Affluent Centers in our branches
- Instant access and special rates on Al Rajhi Group products with our bundles
Exclusive banking experience
Maintaining your personal style
alrajhi bank is honored to present you with the Affluent membership. Our exclusive services are tailored specially to your needs, offering you the highest standards in complete banking services.
Affluent Membership Benefits
Affluent Centers
Exclusive centers designed to serve Affluent customers across our Kingdom-wide branches
Preferential FX rates
Competitive foreign exchange rates for transfer and cash covering more than 35 currencies
50% discount on Transaction Fees
50% discount on banking fees when executed through digital channels.
mada debit card
mada debit card with Atheer service
Free Signature Credit Card
Free Murabaha credit card (VISA Signature) with high credit limit and Family supplementary cards (can request up to 5 cards)
High Daily Transfer & Purchases Limit
Free Special Cheque Book
Free Cheque books with special design for Affluent segment
24 Hour Phone Banking Services
24 hour phone banking services on (inside Saudi Arabia) 8880 124 800 or (outside Saudi Arabia) 920005544 with the ability to call from mobile phone.
Payment features available on all cards
Apple Pay
Google Pay
Mada Pay
Samsung Pay
Fees And Costs:
| Fees | Fee Amount |
|---|---|
| New card issuance upon opening the account | Free |
| Card renewal | Free |
| Reissuance due to loss, damage, or incorrect PIN entered three times | 10 SAR |
| Issuance of additional card | 10 SAR |
| Cash withdrawal (via the Saudi Payments Network “ mada”) | Free |
| Balance inquiry (via the Saudi Payments Network “ mada”) | Free |
| Cash withdrawal (via GCC Network) | 10 SAR |
| Balance inquiry (via ATMs within GCC Network) | 3 SAR |
| International cash withdrawal (excluding GCC Network) | 3% of transaction amount, Max 25 SAR |
| International balance inquiry (non-GCC) | 3.5 SAR |
| Service fee on international transactions | 2% of transaction amount |
| Incorrect dispute claim on transaction or statement | 15 SAR |
| Reissuance of mada Card retained by ATM | Free |
| Local use of mada Card via POS or online purchases | Free |
| Use of mada Card via POS within GCC Network | Free |
| Balance inquiry and mini statement via ATM | Free |
You can join Affluent membership if one of the following criteria is met:
Bank Account
Opening a new account with depositing an amount of SAR 250K or more (for new customers)
Average Balances
Maintaining average balances of SAR 100,000 or more for the last six months
Monthly salary
Transferring a Monthly salary of SAR 20,000 or more
AL Rajhi Capital
Having a total relationship value with Al Rajhi Capital of SAR 1 million or more (A minimum balance of 50,000 riyals must be maintained in the current account)
Savings account & Awaeed
Depositing SAR 500K or more in any of Al Rajhi's Savings/Investments products
How to apply
Discover the Al-Rajhi banking app
Apply Now
Apply via Al Rajhi Bank Online
Call Now
We're here to help—just give us a call
Via Branches
There is always a branch nearby
Frequently Asked Questions:
Get answers to the most frequently asked questions about our service.