Classic Experience
From the comfort of your home
- Account opening in minutes via the alrajhi app
- Exclusive benefits for salary transfer customers
- Manage Accounts, Financing, Cards, and more all via the app
- Exclusive deals on dining, travel, entertainment, and more
Exclusive banking experience
Without crossing the doorstep
From the comfort of your home
Open a current account instantly with the alrajhi app. Get a complimentary debit card, cheque book, and full access to our advanced mobile banking services. Pay bills, transfer money, and apply for new products with just a few taps.
With your debit card, you also unlock exclusive discounts on dining, travel, entertainment, and more. Explore the Deals & Discounts section in the app or on our website to discover all available offers. Banking made simple, rewarding, and always at your fingertips.
Benefits
Earn 1000 mokafaa Points
When you open your current account through alrajhi bank app
Current account
Your current account enables you to easily complete internal, local and international transfers
Standing Orders Service
A way for you to set up regular, fixed payments from Al Rajhi for the amount and time chosen by you.
Monthly statement in English or Arabic
Your monthly statement provides full details on the previous month's transactions and your current account balance
SADAD services
SADAD services allows you fulfill your bills and government payments via Al Rajhi application, ATMs, and Self-service machines
Payment features available on all cards
Apple Pay
Google Pay
Mada Pay
Samsung Pay
More Benefits with Salary Transfer
Get more when you transfer your salary to your alrajhi bank account
| Description | Transfer | Non Transfer |
|---|---|---|
| Less Finance Requirements | ||
| Personal Finance | For all Individuals | Only for doctors & bankers. |
| Car Finance | ||
| Car Lease | 0% Down Payment | 5% Down Payment |
| Home Finance | ||
| Land Finance | ||
| Credit Cards | ||
Terms and Conditions
Current Version:
| Account type | Reference number |
|---|---|
| Current Account - through Branch | CA2021V1 |
| Online - Current Account | CAO2021V1 |
| Additional Account | CAA2021V1 |
| Private Banking Account | CAPV2021V1 |
Previous Version:
| Account type | Reference number |
|---|---|
| Current account - through branch | CA2019V1 |
| Online - current account | CAO2019V1 |
Required Documents:
Copy of valid ID (National ID/Iqama)
Fill & submit application form
Approve the Terms & Conditions
Fees And Costs:
| Fees | Fee Amount |
|---|---|
| New card issuance upon opening the account | Free |
| Card renewal | Free |
| Reissuance due to loss, damage, or incorrect PIN entered three times | 10 SAR |
| Issuance of additional card | 10 SAR |
| Cash withdrawal (via the Saudi Payments Network “ mada”) | Free |
| Balance inquiry (via the Saudi Payments Network “ mada”) | Free |
| Cash withdrawal (via GCC Network) | 10 SAR |
| Balance inquiry (via ATMs within GCC Network) | 3 SAR |
| International cash withdrawal (excluding GCC Network) | 3% of transaction amount, Max 25 SAR |
| International balance inquiry (non-GCC) | 3.5 SAR |
| Service fee on international transactions | 2% of transaction amount |
| Incorrect dispute claim on transaction or statement | 15 SAR |
| Reissuance of mada Card retained by ATM | Free |
| Local use of mada Card via POS or online purchases | Free |
| Use of mada Card via POS within GCC Network | Free |
| Balance inquiry and mini statement via ATM | Free |
How to apply
Discover the Al-Rajhi banking app
Apply Now
Apply via Al Rajhi Bank Online
Call Now
We're here to help—just give us a call
Via Branches
There is always a branch nearby
Frequently Asked Questions
Frequently asked questions with concise answers for applications designed for full online workplaces for your tech startups