Platinum Credit Card

Credit Card

Airport lounge access

Access to 25 global airport lounges

mokafaa points

Earn 25,000 welcome mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.

0% Profit Margin Tasaheal

You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners

Terms and Conditions Apply Now

Platinum Credit Card

Al Rajhi Bank introduces the Platinum Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

Card Features

Get key features and conveniences with card, designed to enhance your banking experience.

Requirements to issue Hassad account

Have an existing current account

Airport lounge access

Access to 25 global airport lounges

mokafaa points

Earn 25,000 welcome mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.

Cash Withdrawal

Local & international cash withdrawal up to 30% of your credit limit

Instant Notifications

Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure

More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

0% Profit Margin Tasaheal

You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners

NFC (Near Field Communication)

Enjoy fast and easy payments with (NFC) technology through MADA Pay, Samsung Pay, and Apple Pay, allowing you to pay for your purchases directly at point-of-sale terminals.

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Card Benefits

Access to 25 global airport lounges through the Visa Airport Companion app.
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mokafaa Program Allows You To
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Protection:
• Purchase protection lost, stolen or damaged goods purchased using credit cards.
Purchase protection
Extended Warranty For Purchases Using Your Credit Card.
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Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:
0% Tasaheal Program You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
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Enjoy the flexibility of paying as low as 5% of your monthly card statement.
“Visa checkout” the easier pay online service

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Card Offers

Instant Discounts: Enjoy a unique collection of offers and experiences across travel, dining, wellness and more.
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10% discount at Budget rental cars.
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Up to 35% discount at Avis Car Rental.
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Enjoy a variety of great 2 for 1 offer from restaurants to beauty salons, gyms and more s, now at your fingertips when you download the experience app with ENTERTAINER app.
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Schedule of Charges	Fee
Annual Primary Card	Zero issuance fees and Annual fees valid from 1 April till 30 June 2026
Supplementary Card*	2 free cards SAR 50 for each Additional Card
Profit rate (monthly)	2.5%**
Monthly Minimum Payment	5% or SAR 100 whichever is higher
Additional fee on International Transactions	2%
Replacement	SAR 15
Cash Withdrawal (via ATM)/Transfer from card to current account	3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500
Wrong Dispute Fee	SAR 25
Inquiry at ATM	SAR 1.5
Cash Withdrawal (Adding money to e-wallets)	Free

** This profit shall apply to all new contracts, including (the issuance of a new card, any increase or decrease to the card’s credit limit, and the renewal of the card agreement, which occurs every 9 years from the original issuance date).

* Effective Date July 19, 2025

Financing and Savings products for individuals

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Bank Account

Existing bank account with alrajhi bank.

National ID/Iqama

Copy Of Valid ID (National ID/Iqama)

Salary Certificate

Salary certificate mentioning employments from employee

Application Form

Fill & submit application form.

Application

Terms of Conditions

Approve the terms and conditions

Terms of Conditions

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Bank Account

Existing bank account with alrajhi bank.

National ID/Iqama

Copy Of Valid ID (National ID/Iqama)

Transcript

Copy of transcript for student.

Application Form

Fill & submit application form.

Application

Terms of Conditions

Approve the terms and conditions

Terms of Conditions

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Eligible universities:

Jazan University
The Islamic University of Madinah
Imam Muhammad bin Saud Islamic University
Al Jouf University
Bisha University
Najran University
Majmaah University
Prince Sattam bin Abdulaziz University
King Khalid bin Abdulaziz University
Taibah University
Hail University
Shaqra University
King Faisal University
King Saud University
Qassim University
Hafar Al-Batin University
Albaha University

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Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

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Credit Card Calculator

Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222

Select Account Type

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Select Your Nationality

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Enter Your Monthly Salary (SAR)

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Current Monthly Installments Paid (SAR)

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Select Card Category

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Credit Limit

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Select Payment Percentage

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APR

Payable Period in Months

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Foreign currency Calculator

Please note that this calculator only helps you calculate the approximate foreign currency amount and does not represent the exact amount.

Select your travel country and currency

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Transaction Amount

Cardholder Billing Amount

SAR 0

Markup Fee

SAR 0

VAT

SAR 0

Exchange Rate

SAR 0

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How to apply

Discover the Al-Rajhi banking app

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Apply Now

Apply via Al Rajhi Bank Online

Call Now

We're here to help—just give us a call

800 124 1222

Via Branches

There is always a branch nearby

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Frequently Asked Questions:

Get answers to the most frequently asked questions about our service.

Airport lounge access

mokafaa points

0% Profit Margin Tasaheal

Platinum Credit Card

Card Features

Airport lounge access

mokafaa points

Cash Withdrawal

Instant Notifications

3D Secure

0% Profit Margin Tasaheal

NFC (Near Field Communication)

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Card Benefits

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Card Offers

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Bank Account

National ID/Iqama

Salary Certificate

Application Form

Terms of Conditions

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Bank Account

National ID/Iqama

Transcript

Application Form

Terms of Conditions

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Eligible universities:

Jazan University

The Islamic University of Madinah

Imam Muhammad bin Saud Islamic University

Al Jouf University

Bisha University

Najran University

Majmaah University

Prince Sattam bin Abdulaziz University

King Khalid bin Abdulaziz University

Taibah University

Hail University

Shaqra University

King Faisal University

King Saud University

Qassim University

Hafar Al-Batin University

Albaha University

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Apple Pay

Google Pay

Samsun Pay

Mada Pay

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Payment features available on all cards

Apple Pay

Google Pay

Mada Pay

Samsung Pay

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Credit Card Calculator

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Foreign currency Calculator

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How to apply

Discover the Al-Rajhi banking app

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Apply Now

Call Now

Via Branches

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Don’t have an alrajhi bank account?

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Frequently Asked Questions:

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Personal

Business

About alrajhi bank

Help & Support

Card Features