
Credit Card
Airport lounge access
Access to 25 global airport lounges
mokafaa points
Earn 25,000 welcome mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.
Extended Warranty
Extended Warranty For Purchases Using Your Credit Card.
Platinum Credit Card
Al Rajhi Bank introduces the Platinum Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.
Card Features
Get key features and conveniences with card, designed to enhance your banking experience.
Airport lounge access
Access to 25 global airport lounges
mokafaa points
Earn 25,000 welcome mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.
Cash Withdrawal
Local & international cash withdrawal up to 30% of your credit limit
Instant Notifications
Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.
3D Secure
More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.
Extended Warranty
Extended Warranty For Purchases Using Your Credit Card.
Contactless Payments
MadaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.
Card Benefits
- Access to 25 global airport lounges through the Visa Airport Companion app.
- Protection:
• Purchase protection lost, stolen or damaged goods purchased using credit cards.
- Extended Warranty For Purchases Using Your Credit Card.
- mokafaa Program Allows You To• Earn 25,000 welcome Mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.• Earn 1 Points Per SAR 1 Domestic Spend And 4 Points On International Spend With Your Card
- Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:• Controlling the credit limit of the additional card• Receiving the credit limit of the additional card• Sending notifications and verification codes directly to the additional cardholder
- 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
- Enjoy the flexibility of paying as low as 5% of your monthly card statement.
- “Visa checkout” the easier pay online service
- Instant Discounts, enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Credit Card

Schedule of Charges | Fee |
---|---|
Annual Primary Card | § 490 Now Free for Life Valid till 31 September 2025. |
Supplementary Card* | 2 free cards SAR 50 for each Additional Card |
Monthly Profit Rate | 2.2% |
Monthly Minimum Payment | 5% or SAR 100 whichever is higher |
Additional fee on International Transactions | 2% |
Replacement | SAR 15 |
Cash Withdrawal (via ATM)/Transfer from card to current account | 3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500 |
Wrong Dispute Fee | SAR 25 |
Inquiry at ATM | SAR 1.5 |
Cash Withdrawal (Adding money to e-wallets) | Free |

Bank Account
Existing bank account with alrajhi bank.
National ID/Iqama
Copy Of Valid ID (National ID/Iqama)
Salary Certificate
Salary certificate mentioning employments from employee
Application Form
Fill & submit application form.
Terms of Conditions
Approve the terms and conditions

Bank Account
Existing bank account with alrajhi bank.
National ID/Iqama
Copy Of Valid ID (National ID/Iqama)
Transcript
Copy of transcript for student.
Application Form
Fill & submit application form.
Terms of Conditions
Approve the terms and conditions
Eligible universities:
Jazan University
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The Islamic University of Madinah
Imam Muhammad bin Saud Islamic University
Al Jouf University
Bisha University
Najran University
Majmaah University
Prince Sattam bin Abdulaziz University
King Khalid bin Abdulaziz University
Taibah University
Hail University
Shaqra University
King Faisal University
King Saud University
Qassim University
Hafar Al-Batin University
Albaha University
Credit Card Calculator
Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222
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