Credit Card

Airport lounge access

Access to 25 global airport lounges

mokafaa points

Earn 25,000 welcome mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.

Extended Warranty

Extended Warranty For Purchases Using Your Credit Card.

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Platinum Credit Card

Al Rajhi Bank introduces the Platinum Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features.

Card Features

Get key features and conveniences with card, designed to enhance your banking experience.

Requirements to issue Hassad account
Have an existing current account

Airport lounge access

Access to 25 global airport lounges

mokafaa points

Earn 25,000 welcome mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.

Cash Withdrawal

Local & international cash withdrawal up to 30% of your credit limit

Instant Notifications

Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.

3D Secure

More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.

Extended Warranty

Extended Warranty For Purchases Using Your Credit Card.

Contactless Payments

MadaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.

Card Benefits

  • Access to 25 global airport lounges through the Visa Airport Companion app.
  • Protection:

    • Purchase protection lost, stolen or damaged goods purchased using credit cards.

  • Extended Warranty For Purchases Using Your Credit Card.
  • mokafaa Program Allows You To
      Earn 25,000 welcome Mokafaa points when spending SAR 15,000 in the first 90 days from the card issuance date.
      Earn 1 Points Per SAR 1 Domestic Spend And 4 Points On International Spend With Your Card
  • Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:
      Controlling the credit limit of the additional card
      Receiving the credit limit of the additional card
      Sending notifications and verification codes directly to the additional cardholder
  • 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
  • Enjoy the flexibility of paying as low as 5% of your monthly card statement.
  • “Visa checkout” the easier pay online service
  • Instant Discounts, enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Credit Card
Schedule of ChargesFee
Annual Primary Card§ 490 Now Free for Life Valid till 31 September 2025.
Supplementary Card*2 free cards SAR 50 for each Additional Card
Monthly Profit Rate2.2%
Monthly Minimum Payment 5% or SAR 100 whichever is higher
Additional fee on International Transactions 2%
ReplacementSAR 15
Cash Withdrawal (via ATM)/Transfer from card to current account 3% for transactions below SAR 2500, with a maximum limit of SAR 75 for transactions equal to or above SAR 2500
Wrong Dispute Fee SAR 25
Inquiry at ATMSAR 1.5
Cash Withdrawal (Adding money to e-wallets)Free

* Effective Date July 19, 2025 

Bank Account

Existing bank account with alrajhi bank.

National ID/Iqama

Copy Of Valid ID (National ID/Iqama)

Salary Certificate

Salary certificate mentioning employments from employee

Application Form

Fill & submit application form.

Terms of Conditions

Approve the terms and conditions

Bank Account

Existing bank account with alrajhi bank.

National ID/Iqama

Copy Of Valid ID (National ID/Iqama)

Transcript

Copy of transcript for student.

Application Form

Fill & submit application form.

Terms of Conditions

Approve the terms and conditions

Eligible universities:

  • Jazan University

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  • The Islamic University of Madinah

  • Imam Muhammad bin Saud Islamic University

  • Al Jouf University

  • Bisha University

  • Najran University

  • Majmaah University

  • Prince Sattam bin Abdulaziz University

  • King Khalid bin Abdulaziz University

  • Taibah University

  • Hail University

  • Shaqra University

  • King Faisal University

  • King Saud University

  • Qassim University

  • Hafar Al-Batin University

  • Albaha University

Credit Card Calculator

Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222

APR

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Payable Period in Months

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