Credit Card
airport lounges access
Access to 1,200 global airport lounges
mokafaa points
Earn 75,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date
Extended Warranty
Extended Warranty For Purchases Using Your Credit Card.
SELECTIVE Credit Card
A Credit Card exclusively for Ladies
- The SELECTIVE Card coupled with unique & unmatched benefits, which tailored and embedded as key features; selectively for segment and need explicitly.
- Therefore, will be Fitness & diet, flowers for special occasions, health & medical checkups, car rentals, home redo, quick transportation services or dine out with family/friends/or office colleagues; Your unique identity is highlighted by offering you a Ladies Only SELECTIVE Credit Card
- The elite & prestigious Card design reflects the symbol of personality and individuality, which topped with metal plastic to show case differentiation.
- Identity, recognition and preferences for female customers is the founding principal of our newly launched Selective Credit Card, which is uniquely designed for our ladies customers.
- The Card is a high limit, and fully Sharia compliant Credit Card with a flexible repayment. SELECTIVE Credit Card is based on giving you a fully Sharia compliant finance, and then you can deposit the funds in your card account to use it on purchases or cash withdrawals.
Card Features
Get key features and conveniences with card, designed to enhance your banking experience.
airport lounges access
Access to 1,200 global airport lounges
mokafaa points
Earn 75,000 welcome mokafaa points when spending SAR 25,000 in the first 90 days from the card issuance date
Global Access
Accepted at over 30M+ local & international POS and 900,000 ATMS worldwide.
Cash Withdrawal
Local & international cash withdrawal up to 30% of your credit limit
Contactless Payments
MadaPay, mada Atheer and Apple Pay services, make your payments by simply waving or tapping your card on the POS terminal.
3D Secure
More secure than cash, 3D secure uses a verification process, one time password for online shopping and EMV chip to protect your information.
Instant Notifications
Instant notifications, a free service that sends you a notification messages to stay on the top of your finances with ease and convenience.
Extended Warranty
Extended Warranty For Purchases Using Your Credit Card.
About the card
Card Benefits
- Access to 1,200 global airport lounges through the Visa Airport Companion app.
- Complementary Multi-trip Travel Insurance (MTI) program
- Purchase protection on stolen or damaged goods purchased using your credit card
- Product warranty extension program that doubles the warranty period when using the card to purchase eligible items• Complementary Multi-trip Travel Insurance (MTI) program• Purchase protection on stolen or damaged goods purchased using your credit card• Extend your warranty on eligible purchases
- 24/7 global Concierge service that can assist you with your needs (flights bookings, hotels, car rental, and events tickets etc.)
From inside Saudi Arabia, please call 8008443488 . From outside Saudi Arabia, please call +97143611234 or through WhatsApp services +447520631645to take advantage of this service.
- Mokafaa Program Allows You To• Earn 75,000 welcome mokafaa points when spending § 25,000 in the first 90 days from the card issuance date• Earn 3 Points Per SAR 1 Domestic Spend And 5 Points On International Spend With Your Card
- Free Additional cards for your immediate family members, give them the same features and benefits as per your primary card. In addition to:• Controlling the credit limit of the additional card• Receiving the credit limit of the additional card• Sending notifications and verification codes directly to the additional cardholder
- 0% Tasaheal Program You can convert your transactions into equal and flexible monthly installments with 0% profit margin and ZERO processing fee through program partners
- Enjoy the flexibility of paying as low as 5% of your monthly card statement.
- “Visa checkout” the easier pay online service
- Instant Discounts, enjoy a unique collection of offers and experiences across travel, dining, wellness and more with your Credit Card
- Exclusive perks with Kiwi Collection, the world’s largest and most diverse and curated collection of luxury hotels including:• Automatic room upgrade upon arrival, when available• Late check-out upon request, when available• $25 USD food or beverage credit• Complimentary continental breakfast daily
| Schedule of Charges | Fees |
|---|---|
| Annual Primary Card | SAR 790 Now Free for Life Valid till 31 September 2025 |
| Supplementary Card* | 2 free cards SAR 50 for each Additional Card |
| Monthly Profit Rate | 2.2% |
| Monthly Minimum Payment | 5% or SAR 100 whichever is higher |
| Additional fee on International Transactions | 2% |
| Replacement | SAR 15 |
| Cash Withdrawal (via ATM)/Transfer from card to current account | SAR 75 |
| Wrong Dispute Fee | SAR 25 |
| Inquiry at ATM | SAR 1.5 |
| Cash Withdrawal (Adding money to e-wallets) | Free |
Examples
Descriptive Examples showing the APR based on the credit limit
| Example | 1 | 2 | 3 |
|---|---|---|---|
| Due Amount | SAR 20,000 | SAR 50,000 | SAR 75,000 |
| APR | 33.27% | 27.58% | 27.3% |
| Finance APR | 23.88% | 23.88% | 23.88% |
| Minimum Payment Amount | 5% | 5% | 5% |
| Months Until Balance Repaid* | 98 Months | 128 Months | 140 Months |
* If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month.
*APR may change based on the change in the financing amount and due date.
Bank Account
Existing bank account with alrajhi bank.
National ID/Iqama
Copy Of Valid ID (National ID/Iqama)
Salary Certificate
Salary certificate mentioning employments from employee
Application Form
Fill & submit application form.
Terms of Conditions
Approve the terms and conditions
Credit Card Calculator
Please note that this calculator only helps you calculate the approximate financing amount and does not represent the exact amount of financing and payments. For actual approval details, please contact us at 8001241222
APR
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Payable Period in Months
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